Charter 62426 · Livonia, MI
Zeal Credit Union
Zeal Credit Union is a state-chartered credit union in Livonia, Michigan, with $1.06 billion in assets and 69,473 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.06 billion
- +20.8% in a year
- Members
- 69,473
- +5.0% in a year
- Net worth ratio
- 19.82%
- Peer median 10.79%
- Loans 60+ days late
- 1.50%
- Peer median 0.67%
- Loans outstanding
- $710 million
- +7.3% in a year
- Shares and deposits
- $844 million
- +22.2% in a year
- Branches
- 19
- 175 employees
- Opened
- 1954
- Michigan charter
How Zeal Credit Union compares
NCUA groups credit unions by size; Zeal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 19.82% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.50%, is higher than the group median of 0.67%. Loans grew 7.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 26 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.06 billion | 69,473 | $710 million | 19.82% | 1.50% |
| Q1 2026 | $1.05 billion | 72,792 | $715 million | 19.20% | 1.46% |
| Q4 2025 | $878 million | 64,934 | $658 million | 22.23% | 1.45% |
| Q3 2025 | $864 million | 65,510 | $661 million | 21.93% | 1.17% |
| Q2 2025 | $878 million | 66,143 | $662 million | 21.09% | 1.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 434,338 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 18 sites for Zeal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Zeal Credit Union (main office)
17250 Newburgh Rd, Livonia, MI 48152 - Zeal Credit Union
35050 Ford Rd, Westland, MI 48185 - Zeal Credit Union
22740 Michigan Ave, Dearborn, MI 48124 - Zeal Credit Union
1260 N Pontiac Trl, Walled Lake, MI 48390 - Zeal Credit Union
16225 Fort St, Southgate, MI 48195 - Zeal Credit Union
25123 Southfield Rd, Southfield, MI 48075 - Zeal Credit Union
7240 Park Ave, Allen Park, MI 48101 - Zeal Credit Union
7532 Allen Rd, Allen Park, MI 48101 - Zeal Credit Union
21095 Goddard Rd, Taylor, MI 48180 - Zeal Credit Union
22000 Allen Rd, Woodhaven, MI 48183 - Zeal Credit Union
15950 Middlebelt Rd, Livonia, MI 48154 - Zeal Credit Union
4501 Woodward Ave, Detroit, MI 48201 - Zeal Credit Union
57334 Grand River Ave, New Hudson, MI 48165 - Zeal Credit Union
22250 Providence Dr, Southfield, MI 48075 - Zeal Credit Union
155 E Cloverland Dr, Ironwood, MI 49938 - Zeal Credit Union
300 S Sophie St, Bessemer, MI 49911 - Zeal Credit Union
649 West Highway M-28, Bergland, MI 49910 - Zeal Credit Union
207 S Cedar St, Ewen, MI 49925
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology