Charter 61219 · Kalamazoo, MI
Kalsee Credit Union
Kalsee Credit Union is a state-chartered credit union in Kalamazoo, Michigan, with $292 million in assets and 22,013 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.60%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $292 million
- +0.7% in a year
- Members
- 22,013
- +0.0% in a year
- Net worth ratio
- 10.60%
- Peer median 11.65%
- Loans 60+ days late
- 0.31%
- Peer median 0.70%
- Loans outstanding
- $230 million
- +5.8% in a year
- Shares and deposits
- $262 million
- +2.0% in a year
- Branches
- 7
- 87 employees
- Opened
- 1954
- Michigan charter
How Kalsee Credit Union compares
NCUA groups credit unions by size; Kalsee Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.60% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.31%, is lower than the group median of 0.70%. Loans grew 5.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 66 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $292 million | 22,013 | $230 million | 10.60% | 0.31% |
| Q1 2026 | $293 million | 21,952 | $223 million | 10.32% | 0.26% |
| Q4 2025 | $291 million | 21,935 | $223 million | 10.24% | 0.45% |
| Q3 2025 | $283 million | 21,984 | $225 million | 10.32% | 0.55% |
| Q2 2025 | $290 million | 22,013 | $217 million | 10.05% | 0.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 821,715 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Kalsee Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Headquarters (main office)
5220 Lovers Ln Ste 200, Portage, MI 49002 - Westnedge Branch
7225 S Westnedge Ave, Portage, MI 49002 - Battle Creek Branch
1585 W Dickman Rd, Springfield, MI 49037 - Stadium / Drake Branch
2121 S Drake Rd, Kalamazoo, MI 49006 - Milwood Branch
3121 Portage St, Kalamazoo, MI 49001 - Gull Road Branch
5242 Gull Rd, Kalamazoo, MI 49048 - Vicksburg Branch
119 N Main St, Vicksburg, MI 49097
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology