Charter 21686 · Auburn Hills, MI
Parda Federal Credit Union
Parda Federal Credit Union is a federally chartered credit union in Auburn Hills, Michigan, with $217 million in assets and 14,874 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.68%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Parda Credit Union.
- Total assets
- $217 million
- +2.0% in a year
- Members
- 14,874
- +0.9% in a year
- Net worth ratio
- 13.68%
- Peer median 11.65%
- Loans 60+ days late
- 0.75%
- Peer median 0.70%
- Loans outstanding
- $116 million
- +5.0% in a year
- Shares and deposits
- $190 million
- +1.7% in a year
- Branches
- 7
- 62 employees
- Opened
- 1974
- Federal charter
How Parda Federal Credit Union compares
NCUA groups credit unions by size; Parda Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.68% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.75%, is about the same as the group median of 0.70%. Loans grew 5.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 77 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $217 million | 14,874 | $116 million | 13.68% | 0.75% |
| Q1 2026 | $217 million | 14,763 | $114 million | 13.63% | 0.43% |
| Q4 2025 | $210 million | 14,730 | $113 million | 13.99% | 0.57% |
| Q3 2025 | $210 million | 14,748 | $110 million | 13.81% | 0.37% |
| Q2 2025 | $213 million | 14,745 | $110 million | 13.52% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 65,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Parda Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- PARDA Federal Credit Union (main office)
2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 - PARDA Federal Credit Union
1835 Bypass 72 Ne, Greenwood, SC 29649 - PARDA Federal Credit Union
259 E 24Th St, Holland, MI 49423 - PARDA Federal Credit Union
12345 Felch St, Holland, MI 49424 - PARDA Federal Credit Union
5500 Forest Hills Rd, Loves Park, IL 61111 - PARDA Federal Credit Union
18321 E 8 Mile Rd, Eastpointe, MI 48021 - Parda Credit Union
2170 Packard Rd, Ypsilanti, MI 48197
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology