Charter 62010 · Manistee, MI
Filer Credit Union
Filer Credit Union is a state-chartered credit union in Manistee, Michigan, with $262 million in assets and 13,435 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.76%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $262 million
- +7.1% in a year
- Members
- 13,435
- +3.7% in a year
- Net worth ratio
- 12.76%
- Peer median 11.65%
- Loans 60+ days late
- 0.84%
- Peer median 0.70%
- Loans outstanding
- $158 million
- +13.8% in a year
- Shares and deposits
- $233 million
- +6.4% in a year
- Branches
- 4
- 52 employees
- Opened
- 1951
- Michigan charter
How Filer Credit Union compares
NCUA groups credit unions by size; Filer Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.76% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.84%, is higher than the group median of 0.70%. Loans grew 13.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 70 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $262 million | 13,435 | $158 million | 12.76% | 0.84% |
| Q1 2026 | $259 million | 13,252 | $150 million | 12.68% | 0.57% |
| Q4 2025 | $254 million | 13,178 | $147 million | 12.58% | 0.70% |
| Q3 2025 | $250 million | 13,077 | $144 million | 12.49% | 0.59% |
| Q2 2025 | $245 million | 12,952 | $139 million | 12.36% | 0.85% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Filer Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1117 28Th St, Manistee, MI 49660 - Parkdale Branch
1778 Kemmer Rd, Manistee, MI 49660 - Bear Lake Branch
7685 Lake St, Bear Lake, MI 49614 - Ludington
3880 W Us Highway 10, Ludington, MI 49431
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology