Charter 68690 · Portland, MI
Pfcu Credit Union
Pfcu Credit Union is a state-chartered credit union in Portland, Michigan, with $873 million in assets and 57,165 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.29%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $873 million
- +6.2% in a year
- Members
- 57,165
- +1.4% in a year
- Net worth ratio
- 11.29%
- Peer median 10.79%
- Loans 60+ days late
- 0.37%
- Peer median 0.67%
- Loans outstanding
- $564 million
- +7.1% in a year
- Shares and deposits
- $770 million
- +5.1% in a year
- Branches
- 13
- 190 employees
- Opened
- 1947
- Michigan charter
How Pfcu Credit Union compares
NCUA groups credit unions by size; Pfcu Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.29% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.37%, is lower than the group median of 0.67%. Loans grew 7.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 34 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $873 million | 57,165 | $564 million | 11.29% | 0.37% |
| Q1 2026 | $859 million | 57,192 | $554 million | 11.12% | 0.33% |
| Q4 2025 | $835 million | 57,035 | $553 million | 11.20% | 0.59% |
| Q3 2025 | $820 million | 56,814 | $542 million | 11.17% | 0.53% |
| Q2 2025 | $822 million | 56,388 | $527 million | 10.81% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Pfcu Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Portland Office (main office)
9077 Charlotte Hwy, Portland, MI 48875 - Ionia Office
4035 S State Rd, Ionia, MI 48846 - Westphalia Office
102 W Main St, Westphalia, MI 48894 - Lake Odessa Office
2025 Lapo Rd, Lake Odessa, MI 48849 - Lansing Office
644 Migaldi Ln, Lansing, MI 48917 - Lowell Office
11635 Fulton St E Ste 400, Lowell, MI 49331 - Caledonia Office
6451 Cherry Meadow Dr Se, Caledonia, MI 49316 - Durand Office
311 N Saginaw St, Durand, MI 48429 - Genesee Valley Office
3378 Lennon Rd, Flint, MI 48507 - VanSlyke Office
G3311 Vanslyke Rd, Flint, MI 48507 - Owosso Office
1465 N M-52 Michigan 52, Owosso, MI 48867 - Swartz Creek Office
9189 Miller Rd, Swartz Creek, MI 48473 - Perry Office
150 S Main, Perry, MI 48872
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology