Charter 62072 · Battle Creek, MI
Ignite Credit Union
Ignite Credit Union is a state-chartered credit union in Battle Creek, Michigan, with $380 million in assets and 29,382 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.07%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as BlueOx Investment Services.
- Total assets
- $380 million
- +1.5% in a year
- Members
- 29,382
- -4.0% in a year
- Net worth ratio
- 10.07%
- Peer median 11.65%
- Loans 60+ days late
- 1.08%
- Peer median 0.70%
- Loans outstanding
- $293 million
- +1.1% in a year
- Shares and deposits
- $337 million
- +1.9% in a year
- Branches
- 10
- 119 employees
- Opened
- 1936
- Michigan charter
How Ignite Credit Union compares
NCUA groups credit unions by size; Ignite Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.07% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.08%, is higher than the group median of 0.70%. Loans grew 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 54 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $380 million | 29,382 | $293 million | 10.07% | 1.08% |
| Q1 2026 | $376 million | 30,075 | $291 million | 10.17% | 0.79% |
| Q4 2025 | $371 million | 30,282 | $296 million | 10.30% | 1.03% |
| Q3 2025 | $374 million | 30,559 | $296 million | 10.41% | 1.07% |
| Q2 2025 | $374 million | 30,615 | $290 million | 10.38% | 0.83% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Ignite Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Battle Creek Main (main office)
115 Riverside Dr, Battle Creek, MI 49015 - Albion Branch
200 W Cass St, Albion, MI 49224 - Coldwater Branch
415 N Willowbrook Rd, Coldwater, MI 49036 - Jackson Branch
408 E Ganson St, Jackson, MI 49201 - Portage Branch
3070 W Centre Ave, Portage, MI 49024 - Sterling Heights
39900 Van Dyke Ave, Sterling Heights, MI 48313 - Allegan
755 Grand St, Allegan, MI 49010 - Fennville
432 W Main St, Fennville, MI 49408 - Gobles
202 S State St, Gobles, MI 49055 - Wyoming
211 36Th St Sw, Wyoming, MI 49548
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology