Charter 62169 · Ionia, MI
Michigan One Community Credit Union
Michigan One Community Credit Union is a state-chartered credit union in Ionia, Michigan, with $240 million in assets and 19,040 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.18%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $240 million
- +6.6% in a year
- Members
- 19,040
- +1.0% in a year
- Net worth ratio
- 10.18%
- Peer median 11.65%
- Loans 60+ days late
- 0.68%
- Peer median 0.70%
- Loans outstanding
- $177 million
- +1.0% in a year
- Shares and deposits
- $211 million
- +6.9% in a year
- Branches
- 5
- 58 employees
- Opened
- 1954
- Michigan charter
How Michigan One Community Credit Union compares
NCUA groups credit unions by size; Michigan One Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.18% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.68%, is about the same as the group median of 0.70%. Loans grew 1.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 74 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $240 million | 19,040 | $177 million | 10.18% | 0.68% |
| Q1 2026 | $238 million | 18,877 | $172 million | 9.93% | 0.22% |
| Q4 2025 | $232 million | 18,606 | $173 million | 9.97% | 0.74% |
| Q3 2025 | $227 million | 18,697 | $174 million | 10.01% | 0.59% |
| Q2 2025 | $225 million | 18,858 | $175 million | 9.80% | 0.50% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Michigan One Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
510 S Dexter St, Ionia, MI 48846 - Carson City Office
122 E Main St, Carson City, MI 48811 - South Ionia Office
3081 Commerce Ln, Ionia, MI 48846 - Greenville West Office
10776 W Carson City Rd, Greenville, MI 48838 - Alma Office
7558 N Alger Rd, Alma, MI 48801
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology