Charter 63004 · Berrien Springs, MI
Honor Credit Union
Honor Credit Union is a state-chartered credit union in Berrien Springs, Michigan, with $1.88 billion in assets and 105,352 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.16%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.88 billion
- +5.2% in a year
- Members
- 105,352
- -1.8% in a year
- Net worth ratio
- 12.16%
- Peer median 10.79%
- Loans 60+ days late
- 0.92%
- Peer median 0.67%
- Loans outstanding
- $1.38 billion
- +2.1% in a year
- Shares and deposits
- $1.62 billion
- +5.4% in a year
- Branches
- 27
- 512 employees
- Opened
- 1934
- Michigan charter
How Honor Credit Union compares
NCUA groups credit unions by size; Honor Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.16% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.92%, is higher than the group median of 0.67%. Loans grew 2.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 14 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.88 billion | 105,352 | $1.38 billion | 12.16% | 0.92% |
| Q1 2026 | $1.86 billion | 105,279 | $1.36 billion | 12.03% | 0.84% |
| Q4 2025 | $1.81 billion | 105,536 | $1.37 billion | 12.21% | 1.18% |
| Q3 2025 | $1.79 billion | 107,343 | $1.38 billion | 12.18% | 0.92% |
| Q2 2025 | $1.79 billion | 107,263 | $1.35 billion | 11.96% | 0.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 12 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 28 sites for Honor Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Honor Credit Union
841 36Th St Sw, Wyoming, MI 49509 - Honor Credit Union
8952 Us Highway 31, Berrien Springs, MI 49103 - Honor Credit Union
56337 M 51 S, Dowagiac, MI 49047 - Honor Credit Union (main office)
8385 Edgewood Rd, Berrien Springs, MI 49103 - Honor Credit Union
1873 E Napier Ave, Benton Harbor, MI 49022 - Honor Credit Union
133 Badt Dr, Coloma, MI 49038 - Honor Credit Union
1010 Moore St, Niles, MI 49120 - Honor Credit Union
5960 Cleveland Ave, Stevensville, MI 49127 - Honor Credit Union
1283 M 89, Plainwell, MI 49080 - Honor Credit Union
621 E Chicago Rd, Coldwater, MI 49036 - Honor Credit Union
422 S Kalamazoo St, Paw Paw, MI 49079 - Honor Credit Union
201 N Phelps St, Decatur, MI 49045 - Honor Credit Union
145 E State Highway M35, Gwinn, MI 49841 - Honor Credit Union
105 County Road 492, Marquette, MI 49855 - Honor Credit Union
490 Us Highway 41, Negaunee, MI 49866 - Honor Credit Union
2712 Niles Ave, Saint Joseph, MI 49085 - Honor Credit Union
72133 County Road 388, South Haven, MI 49090 - Honor Credit Union
240 Helmer Rd N, Springfield, MI 49037 - Honor Credit Union
6030 B Dr N, Battle Creek, MI 49014 - Honor Credit Union
1671 Michigan Ave W, Battle Creek, MI 49037 - Honor Credit Union
2340 E Centre Ave, Portage, MI 49002 - Honor Credit Union
1253 Lincoln Rd, Allegan, MI 49010 - Honor Credit Union
4400 Stadium Dr, Kalamazoo, MI 49008 - Honor Credit Union
128 Main St, Buchanan, MI 49107 - Honor Credit Union
6065 Lake Michigan Dr, Allendale, MI 49401 - Honor Credit Union
9061 1St St, Baroda, MI 49101 - Honor Credit Union
18 N Center St, Hartford, MI 49057 - Honor Credit Union
1963 Baldwin St, Jenison, MI 49428
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology