Charter 68641 · Auburn Hills, MI
Cornerstone Community Financial Credit Union
Cornerstone Community Financial Credit Union is a state-chartered credit union in Auburn Hills, Michigan, with $470 million in assets and 25,860 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.05%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $470 million
- +6.2% in a year
- Members
- 25,860
- +2.6% in a year
- Net worth ratio
- 12.05%
- Peer median 11.65%
- Loans 60+ days late
- 1.18%
- Peer median 0.70%
- Loans outstanding
- $377 million
- +0.5% in a year
- Shares and deposits
- $362 million
- +6.6% in a year
- Branches
- 9
- 105 employees
- Opened
- 1951
- Michigan charter
How Cornerstone Community Financial Credit Union compares
NCUA groups credit unions by size; Cornerstone Community Financial Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.05% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.18%, is higher than the group median of 0.70%. Loans grew 0.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 48 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $470 million | 25,860 | $377 million | 12.05% | 1.18% |
| Q1 2026 | $480 million | 25,722 | $372 million | 11.66% | 1.07% |
| Q4 2025 | $467 million | 25,607 | $376 million | 12.95% | 1.05% |
| Q3 2025 | $445 million | 25,460 | $379 million | 12.81% | 0.85% |
| Q2 2025 | $443 million | 25,210 | $376 million | 12.98% | 0.67% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Cornerstone Community Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Auburn Hills (main office)
2955 University Dr, Auburn Hills, MI 48326 - Center Line
7291 Bernice, Center Line, MI 48015 - Perrysburg
28543 Oregon Rd, Perrysburg, OH 43551 - Royal Oak
30606 Woodward Ave, Royal Oak, MI 48073 - Sterling Heights
44911 Mound Rd, Sterling Heights, MI 48314 - Toledo
4400 Heatherdowns Blvd, Toledo, OH 43614 - Clinton Twp
16673 15 Mile Rd, Clinton Township, MI 48035 - Troy Branch and Operations Center
2138 E Big Beaver Rd, Troy, MI 48083 - Macomb
20851 Hall Rd, Macomb, MI 48044
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology