Charter 60057 · Saginaw, MI
Wildfire Credit Union
Wildfire Credit Union is a state-chartered credit union in Saginaw, Michigan, with $1.20 billion in assets and 50,643 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.95%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.20 billion
- +5.3% in a year
- Members
- 50,643
- +2.5% in a year
- Net worth ratio
- 10.95%
- Peer median 10.79%
- Loans 60+ days late
- 0.60%
- Peer median 0.67%
- Loans outstanding
- $727 million
- +11.2% in a year
- Shares and deposits
- $1.07 billion
- +5.3% in a year
- Branches
- 7
- 216 employees
- Opened
- 1937
- Michigan charter
How Wildfire Credit Union compares
NCUA groups credit unions by size; Wildfire Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.95% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.67%. Loans grew 11.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 22 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.20 billion | 50,643 | $727 million | 10.95% | 0.60% |
| Q1 2026 | $1.19 billion | 50,257 | $708 million | 10.91% | 0.49% |
| Q4 2025 | $1.17 billion | 49,856 | $696 million | 10.96% | 0.59% |
| Q3 2025 | $1.15 billion | 49,766 | $677 million | 11.07% | 0.72% |
| Q2 2025 | $1.14 billion | 49,411 | $654 million | 11.05% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Wildfire Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wildfire Credit Union (main office)
6640 Bay Rd, Saginaw, MI 48604 - Midland Branch
100 Joseph Dr, Midland, MI 48642 - Heritage High School Branch (Restricted Access)
3465 N Center Rd, Saginaw, MI 48603 - Saginaw West Branch
6673 State St, Saginaw, MI 48603 - Bay City Branch
2936 Wilder Rd, Bay City, MI 48706 - John Glenn High School Branch (Restricted Access)
3201 Kiesel Rd, Bay City, MI 48706 - Mt. Pleasant Business Services Office
5655 E Pickard St Ste C, Mount Pleasant, MI 48858
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology