Charter 62217 · Grand Rapids, MI
Aac Credit Union
Aac Credit Union is a state-chartered credit union in Grand Rapids, Michigan, with $212 million in assets and 14,758 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 24.16%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $212 million
- +3.0% in a year
- Members
- 14,758
- -2.2% in a year
- Net worth ratio
- 24.16%
- Peer median 11.65%
- Loans 60+ days late
- 0.36%
- Peer median 0.70%
- Loans outstanding
- $119 million
- -3.4% in a year
- Shares and deposits
- $158 million
- +1.3% in a year
- Branches
- 8
- 47 employees
- Opened
- 1937
- Michigan charter
How Aac Credit Union compares
NCUA groups credit unions by size; Aac Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 24.16% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.36%, is lower than the group median of 0.70%. Loans fell 3.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 78 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $212 million | 14,758 | $119 million | 24.16% | 0.36% |
| Q1 2026 | $211 million | 14,809 | $120 million | 23.92% | 0.09% |
| Q4 2025 | $206 million | 14,960 | $121 million | 24.22% | 0.56% |
| Q3 2025 | $205 million | 15,002 | $122 million | 23.45% | 0.51% |
| Q2 2025 | $206 million | 15,096 | $123 million | 23.48% | 0.47% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Aac Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Grand Rapids Branch
904 Broadway Ave Nw, Grand Rapids, MI 49504 - Zeeland Branch
612 E Main Ave, Zeeland, MI 49464 - Herman Miller Branch
855 E Main Ave, Zeeland, MI 49464 - Spring Lake Branch
17228 Van Wagoner Rd, Spring Lake, MI 49456 - Holland Branch
12390 Riley St, Holland, MI 49424 - AAC Credit Union Big Dutch Branch
215 E 25Th St, Holland, MI 49423 - Standale (main office)
177 Wilson Ave Nw, Grand Rapids, MI 49534 - Knoll PA
1235 Water St, East Greenville, PA 18041
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology