Charter 24199 · Lakeview, MI
Community First Federal Credit Union
Community First Federal Credit Union is a federally chartered credit union in Lakeview, Michigan, with $149 million in assets and 13,927 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.43%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $149 million
- +2.4% in a year
- Members
- 13,927
- +3.6% in a year
- Net worth ratio
- 8.43%
- Peer median 11.65%
- Loans 60+ days late
- 2.02%
- Peer median 0.70%
- Loans outstanding
- $125 million
- +4.6% in a year
- Shares and deposits
- $135 million
- +0.9% in a year
- Branches
- 5
- 65 employees
- Opened
- 1985
- Federal charter
How Community First Federal Credit Union compares
NCUA groups credit unions by size; Community First Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.43% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.02%, is higher than the group median of 0.70%. Loans grew 4.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 96 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $149 million | 13,927 | $125 million | 8.43% | 2.02% |
| Q1 2026 | $147 million | 13,807 | $122 million | 8.33% | 1.80% |
| Q4 2025 | $147 million | 13,650 | $123 million | 8.26% | 1.38% |
| Q3 2025 | $148 million | 13,573 | $120 million | 8.26% | 1.32% |
| Q2 2025 | $145 million | 13,441 | $120 million | 8.27% | 1.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 166,465 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Community First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
9637 N Greenville Rd, Lakeview, MI 48850 - Howard City Branch
620 W Shaw St, Howard City, MI 49329 - Trufant Branch
110 S A St, Trufant, MI 49347 - Morley Branch
101 4Th St, Morley, MI 49336 - Remus Site
155 N Sheridan Ave, Remus, MI 49340 - HQ Building
9650 N Greenville Rd, Lakeview, MI 48850
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology