Charter 68646 · Flint, MI
Financial Plus Credit Union (Flint, MI)
Financial Plus Credit Union is a state-chartered credit union in Flint, Michigan, with $1.67 billion in assets and 81,851 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.67 billion
- +10.3% in a year
- Members
- 81,851
- -0.4% in a year
- Net worth ratio
- 11.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.48%
- Peer median 0.67%
- Loans outstanding
- $1.22 billion
- +11.2% in a year
- Shares and deposits
- $1.36 billion
- +11.0% in a year
- Branches
- 14
- 313 employees
- Opened
- 1952
- Michigan charter
How Financial Plus Credit Union compares
NCUA groups credit unions by size; Financial Plus Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.71% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.67%. Loans grew 11.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 16 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.67 billion | 81,851 | $1.22 billion | 11.71% | 0.48% |
| Q1 2026 | $1.64 billion | 80,867 | $1.17 billion | 11.66% | 0.59% |
| Q4 2025 | $1.59 billion | 80,502 | $1.15 billion | 11.82% | 0.71% |
| Q3 2025 | $1.54 billion | 83,014 | $1.13 billion | 12.01% | 0.54% |
| Q2 2025 | $1.51 billion | 82,199 | $1.10 billion | 11.86% | 0.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Financial Plus Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Van Slyke Branch (main office)
G3381 Van Slyke Rd, Flint, MI 48507 - Corunna Road Branch
5256 Corunna Rd, Flint, MI 48532 - Silver Parkway Branch
15125 Silver Pkwy, Fenton, MI 48430 - Grand Blanc - Saginaw St Branch
8250 S Saginaw St, Grand Blanc, MI 48439 - Swartz Creek Branch
7048 Miller Rd, Swartz Creek, MI 48473 - Fashion Square Branch
4686 Fashion Square Blvd, Saginaw, MI 48604 - Davison Branch
8075 Lapeer Rd, Davison, MI 48423 - Bagley Branch
1837 Bagley St, Saginaw, MI 48601 - Bay City - Euclid Branch
4129 N Euclid Ave, Bay City, MI 48706 - Gratiot Rd Branch
9030 Gratiot Rd, Saginaw, MI 48609 - Shattuck Branch
4026 Shattuck Rd, Saginaw, MI 48603 - Pierson Rd Branch
6530 W Pierson Rd, Flushing, MI 48433 - Bay City - Center Ave Branch
708 Center Ave, Bay City, MI 48708
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology