Charter 68678 · Battle Creek, MI
Kellogg Community Credit Union
Kellogg Community Credit Union is a state-chartered credit union in Battle Creek, Michigan, with $1.02 billion in assets and 50,577 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.71%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as KCCU.
- Total assets
- $1.02 billion
- +9.9% in a year
- Members
- 50,577
- +0.8% in a year
- Net worth ratio
- 16.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.41%
- Peer median 0.67%
- Loans outstanding
- $721 million
- +3.4% in a year
- Shares and deposits
- $847 million
- +10.1% in a year
- Branches
- 14
- 157 employees
- Opened
- 1941
- Michigan charter
How Kellogg Community Credit Union compares
NCUA groups credit unions by size; Kellogg Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 16.71% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.41%, is lower than the group median of 0.67%. Loans grew 3.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 28 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.02 billion | 50,577 | $721 million | 16.71% | 0.41% |
| Q1 2026 | $1.01 billion | 50,750 | $712 million | 16.53% | 0.51% |
| Q4 2025 | $962 million | 50,712 | $714 million | 16.97% | 0.69% |
| Q3 2025 | $925 million | 50,540 | $708 million | 17.22% | 0.48% |
| Q2 2025 | $928 million | 50,177 | $697 million | 16.81% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Kellogg Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 2nd Street (main office)
41 2Nd St, Battle Creek, MI 49014 - Dickman
2925 W Dickman Rd, Springfield, MI 49037 - Pennfield
1425 Capital Ave Ne, Battle Creek, MI 49017 - Portage
499 Romence Rd, Portage, MI 49024 - B Drive
6427 B Dr N, Battle Creek, MI 49014 - Downtown Branch
51 Michigan Ave W, Battle Creek, MI 49017 - Gull Rd Branch
5067 Gull Rd, Kalamazoo, MI 49048 - Three Rivers Branch
915 W Michigan Ave, Three Rivers, MI 49093 - NorthPointe Woods
700 North Ave, Battle Creek, MI 49017 - Drake Road
1650 S Drake Rd, Kalamazoo, MI 49006 - Metro Health
2270 Gezon Pkwy Sw, Grand Rapids, MI 49519 - Marshall
107 N Park Ave, Marshall, MI 49068 - Richland
9010 E D Ave, Richland, MI 49083 - Schoolcraft
500 N Grand St, Schoolcraft, MI 49087
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology