Charter 68632 · Lansing, MI
Lafcu Credit Union
Lafcu Credit Union is a state-chartered credit union in Lansing, Michigan, with $1.13 billion in assets and 72,706 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 20.67%, well above the 7% that NCUA's rules treat as well capitalized.
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- Total assets
- $1.13 billion
- -1.9% in a year
- Members
- 72,706
- -1.1% in a year
- Net worth ratio
- 20.67%
- Peer median 10.79%
- Loans 60+ days late
- 1.24%
- Peer median 0.67%
- Loans outstanding
- $732 million
- -5.9% in a year
- Shares and deposits
- $892 million
- -2.8% in a year
- Branches
- 10
- 191 employees
- Opened
- 1936
- Michigan charter
How Lafcu Credit Union compares
NCUA groups credit unions by size; Lafcu Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 20.67% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.24%, is higher than the group median of 0.67%. Loans fell 5.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 23 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.13 billion | 72,706 | $732 million | 20.67% | 1.24% |
| Q1 2026 | $1.14 billion | 73,193 | $784 million | 20.42% | 1.05% |
| Q4 2025 | $1.14 billion | 73,484 | $792 million | 20.27% | 1.35% |
| Q3 2025 | $1.14 billion | 73,562 | $786 million | 20.45% | 1.30% |
| Q2 2025 | $1.15 billion | 73,538 | $778 million | 20.18% | 1.14% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 449,118 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Lafcu Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
106 N Marketplace Blvd, Lansing, MI 48917 - Dewitt
12850 S Us Highway 27, Dewitt, MI 48820 - Charlotte
1553 Lansing Rd, Charlotte, MI 48813 - South Lansing
1121 Keystone Ave, Lansing, MI 48911 - Mason
750 N Cedar St, Mason, MI 48854 - Eaton Rapids
1505 Kyle St, Eaton Rapids, MI 48827 - Corunna
2665 E M 21, Corunna, MI 48817 - Owosso
1720 W M 21, Owosso, MI 48867 - St. Johns
2317 S Us Highway 27, Saint Johns, MI 48879 - Collins
4600 Collins Rd, Lansing, MI 48910
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology