Charter 61318 · Mt Pleasant, MI
Isabella Community Credit Union
Isabella Community Credit Union is a state-chartered credit union in Mt Pleasant, Michigan, with $222 million in assets and 13,524 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.07%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $222 million
- +4.3% in a year
- Members
- 13,524
- +0.4% in a year
- Net worth ratio
- 10.07%
- Peer median 11.65%
- Loans 60+ days late
- 1.14%
- Peer median 0.70%
- Loans outstanding
- $116 million
- -1.1% in a year
- Shares and deposits
- $199 million
- +3.4% in a year
- Branches
- 4
- 50 employees
- Opened
- 1958
- Michigan charter
How Isabella Community Credit Union compares
NCUA groups credit unions by size; Isabella Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.07% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.14%, is higher than the group median of 0.70%. Loans fell 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 76 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $222 million | 13,524 | $116 million | 10.07% | 1.14% |
| Q1 2026 | $223 million | 13,540 | $116 million | 9.71% | 0.81% |
| Q4 2025 | $221 million | 13,488 | $118 million | 9.51% | 0.81% |
| Q3 2025 | $213 million | 13,512 | $115 million | 9.56% | 0.68% |
| Q2 2025 | $213 million | 13,468 | $117 million | 9.29% | 0.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 50,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Isabella Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CUAnswers
6000 28Th St Se Ste 100, Grand Rapids, MI 49546 - Isabella Community Credit Union (main office)
2400 S Isabella Rd, Mt Pleasant, MI 48858 - Isabella Community Credit Union
2100 E Remus Rd, Mt Pleasant, MI 48858 - Gratiot Isabella Technical Education Center (at Mt Pleasant High School)
1155 S Elizabeth St, Mt Pleasant, MI 48858 - Isabella Community Credit Union
410 W Broadway St Ste B, Mt Pleasant, MI 48858
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology