Charter 61495 · Detroit, MI
One Detroit Credit Union
One Detroit Credit Union is a state-chartered credit union in Detroit, Michigan, with $61.8 million in assets and 12,602 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 22.42%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $61.8 million
- -4.5% in a year
- Members
- 12,602
- +2.0% in a year
- Net worth ratio
- 22.42%
- Peer median 12.95%
- Loans 60+ days late
- 1.98%
- Peer median 0.67%
- Loans outstanding
- $37.7 million
- +5.8% in a year
- Shares and deposits
- $46.0 million
- -5.1% in a year
- Branches
- 4
- 42 employees
- Opened
- 1935
- Michigan charter
How One Detroit Credit Union compares
NCUA groups credit unions by size; One Detroit Credit Union is in the group with $50 million to $100 million (573 credit unions). Its net worth ratio of 22.42% is higher than that group's median of 12.95%, and its share of loans 60 or more days past due, 1.98%, is higher than the group median of 0.67%. Loans grew 5.8% over the year to Q2 2026, against a group median of a 0.2% fall.
By assets it ranks 130 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $61.8 million | 12,602 | $37.7 million | 22.42% | 1.98% |
| Q1 2026 | $65.0 million | 12,460 | $35.9 million | 21.70% | 1.94% |
| Q4 2025 | $63.1 million | 12,260 | $36.7 million | 22.73% | 2.54% |
| Q3 2025 | $62.4 million | 12,588 | $36.0 million | 23.54% | 2.63% |
| Q2 2025 | $64.7 million | 12,354 | $35.7 million | 23.44% | 3.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for One Detroit Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- One Detroit Credit Union (main office)
630 Howard St, Detroit, MI 48226 - Highland Park
15123 Woodward Ave, Highland Park, MI 48203 - Eastside
14740 Mack Ave, Detroit, MI 48215 - Inkster
2025 Middlebelt Rd, Inkster, MI 48141
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology