Charter 61068 · Southfield, MI
People Driven Credit Union
People Driven Credit Union is a state-chartered credit union in Southfield, Michigan, with $520 million in assets and 25,314 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $520 million
- +5.5% in a year
- Members
- 25,314
- -0.9% in a year
- Net worth ratio
- 10.06%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $385 million
- +7.8% in a year
- Shares and deposits
- $444 million
- +5.2% in a year
- Branches
- 5
- 126 employees
- Opened
- 1928
- Michigan charter
How People Driven Credit Union compares
NCUA groups credit unions by size; People Driven Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.06% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans grew 7.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 45 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $520 million | 25,314 | $385 million | 10.06% | 0.57% |
| Q1 2026 | $515 million | 25,220 | $382 million | 9.91% | 0.58% |
| Q4 2025 | $497 million | 25,362 | $368 million | 10.36% | 0.56% |
| Q3 2025 | $489 million | 25,545 | $366 million | 10.24% | 0.68% |
| Q2 2025 | $493 million | 25,556 | $357 million | 10.08% | 0.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for People Driven Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
24333 Lahser Rd, Southfield, MI 48033 - Eastside Branch
30897 Mound Rd, Warren, MI 48092 - Romeo Branch
141 S Main St, Romeo, MI 48065 - Ypsilanti Branch
5397 W Michigan Ave, Ypsilanti, MI 48197 - Livonia Branch
37401 Plymouth Rd, Livonia, MI 48150
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology