Charter 68631 · Plymouth, MI
Orsa Credit Union
Orsa Credit Union is a state-chartered credit union in Plymouth, Michigan, with $1.47 billion in assets and 86,714 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.81%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.47 billion
- -1.8% in a year
- Members
- 86,714
- +3.6% in a year
- Net worth ratio
- 9.81%
- Peer median 10.79%
- Loans 60+ days late
- 1.52%
- Peer median 0.67%
- Loans outstanding
- $1.28 billion
- -2.9% in a year
- Shares and deposits
- $1.30 billion
- -3.2% in a year
- Branches
- 14
- 324 employees
- Opened
- 1951
- Michigan charter
How Orsa Credit Union compares
NCUA groups credit unions by size; Orsa Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.81% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.52%, is higher than the group median of 0.67%. Loans fell 2.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 20 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.47 billion | 86,714 | $1.28 billion | 9.81% | 1.52% |
| Q1 2026 | $1.48 billion | 86,442 | $1.23 billion | 10.06% | 0.73% |
| Q4 2025 | $1.47 billion | 83,834 | $1.27 billion | 10.22% | 1.03% |
| Q3 2025 | $1.48 billion | 83,545 | $1.30 billion | 10.52% | 0.98% |
| Q2 2025 | $1.50 billion | 83,668 | $1.32 billion | 10.33% | 1.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Orsa Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CORPORATE OFFICE PLYMOUTH (main office)
500 S Harvey St, Plymouth, MI 48170 - ORSA NORTHVILLE
400 E Main St, Northville, MI 48167 - ORSA HILLMAN
27477 M 32 W, Hillman, MI 49746 - ORSA CANTON CENTER
6355 N Canton Center Rd, Canton, MI 48187 - ORSA MICHIGAN AVE
47463 Michigan Ave, Canton, MI 48188 - ORSA LEWISTON
4970 Salling Avenue, Lewiston, MI 49756 - ORSA ATLANTA
12483 State St, Atlanta, MI 49709 - ORSA NORTH GAYLORD
1360 W Main St, Gaylord, MI 49735 - ORSA WESTLAND
7440 N Wayne Rd, Westland, MI 48185 - ORSA WIXOM
28607 S Wixom Rd, Wixom, MI 48393 - ORSA LIVONIA EAST
15251 Middlebelt Rd, Livonia, MI 48154 - Orsa Detroit - Grand River
22326 Grand River Ave, Detroit, MI 48219 - West Bloomfield
7400 Orchard Lake Rd, West Bloomfield, MI 48322 - Novi Branch
43700 Grand River Ave, Novi, MI 48375
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology