Charter 60793 · Santa Rosa, CA
Redwood Credit Union
Redwood Credit Union is a state-chartered credit union in Santa Rosa, California, with $10.7 billion in assets and 423,257 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $10.7 billion
- +12.6% in a year
- Members
- 423,257
- +6.4% in a year
- Net worth ratio
- 13.26%
- Peer median 10.79%
- Loans 60+ days late
- 0.72%
- Peer median 0.67%
- Loans outstanding
- $8.48 billion
- +15.1% in a year
- Shares and deposits
- $9.28 billion
- +12.6% in a year
- Branches
- 21
- 1,004 employees
- Opened
- 1950
- California charter
How Redwood Credit Union compares
NCUA groups credit unions by size; Redwood Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.26% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.72%, is about the same as the group median of 0.67%. Loans grew 15.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $10.7 billion | 423,257 | $8.48 billion | 13.26% | 0.72% |
| Q1 2026 | $9.95 billion | 417,354 | $8.11 billion | 13.31% | 0.69% |
| Q4 2025 | $9.76 billion | 409,914 | $7.86 billion | 13.12% | 0.71% |
| Q3 2025 | $9.68 billion | 404,512 | $7.60 billion | 13.06% | 0.61% |
| Q2 2025 | $9.50 billion | 397,709 | $7.37 billion | 12.95% | 0.58% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for Redwood Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Fourth Street Branch
2763 4Th St, Santa Rosa, CA 95405 - Mendocino Avenue Branch
2460 Mendocino Ave, Santa Rosa, CA 95403 - Cleveland Branch (main office)
3033 Cleveland Ave, Santa Rosa, CA 95403 - Cloverdale Branch
1129 S Cloverdale Blvd, Cloverdale, CA 95425 - Napa Branch
1705 1St St, Napa, CA 94559 - Novato Branch
1010 Grant Ave, Novato, CA 94945 - N. McDowell Blvd Branch
301 N Mcdowell Blvd, Petaluma, CA 94954 - Rohnert Park Branch
250 Rohnert Park Expy, Rohnert Park, CA 94928 - San Rafael Branch
209 3Rd St, San Rafael, CA 94901 - Windsor Branch
8945 Brooks Rd S, Windsor, CA 95492 - The Point Arena
280 Main Street, Point Arena, CA 95468 - Dutton
1205 N Dutton Ave, Santa Rosa, CA 95401 - Sonoma
500 W Napa St, Sonoma, CA 95476 - Sebastopol
7840 Covert Ln, Sebastopol, CA 95472 - Mill Valley Branch
695 E Blithedale Ave, Mill Valley, CA 94941 - Napa - Backoffice
480 Devlin Rd, Napa, CA 94558 - Lower Lake Branch
16095 Main St, Lower Lake, CA 95457 - American Canyon Branch
406 Napa Junction Rd Ste 126, American Canyon, CA 94503 - San Francisco Site
1390 Market St, San Francisco, CA 94102 - Airport blvd
470 Devlin Rd, Napa, CA 94558 - West Petaluma
1060 Petaluma Blvd N, Petaluma, CA 94952 - San Anselmo
894 Sir Francis Drake Blvd, San Anselmo, CA 94960 - Ukiah
414 E Perkins St, Ukiah, CA 95482
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology