Charter 68579 · Dublin, CA

Patelco Credit Union

Patelco Credit Union is a state-chartered credit union in Dublin, California, with $9.77 billion in assets and 542,150 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.49%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as Patelco Insurance Services, Patelco Financial Solutions.

Total assets
$9.77 billion
+3.9% in a year
Members
542,150
+5.8% in a year
Net worth ratio
10.49%
Peer median 10.79%
Loans 60+ days late
1.03%
Peer median 0.67%
Loans outstanding
$7.09 billion
+2.7% in a year
Shares and deposits
$8.22 billion
+2.5% in a year
Branches
35
851 employees
Opened
1936
California charter

How Patelco Credit Union compares

NCUA groups credit unions by size; Patelco Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.49% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.03%, is higher than the group median of 0.67%. Loans grew 2.7% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 5 of 239 credit unions headquartered in California. See all California credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $9.77 billion 542,150 $7.09 billion 10.49% 1.03%
Q1 2026 $9.62 billion 543,881 $7.10 billion 10.52% 0.62%
Q4 2025 $9.64 billion 529,958 $7.05 billion 10.42% 0.77%
Q3 2025 $9.52 billion 520,989 $7.00 billion 10.50% 0.70%
Q2 2025 $9.41 billion 512,374 $6.91 billion 10.50% 0.66%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 12 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 36 sites for Patelco Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • BERKELEY
    2033 Kala Bagai Way, Berkeley, CA 94704
  • BRENTWOOD
    5601 Lone Tree Way Ste 110, Brentwood, CA 94513
  • CASTRO VALLEY
    4055 E Castro Valley Blvd, Castro Valley, CA 94552
  • CITRUS HEIGHTS
    6100 Birdcage Centre Ln Ste 125, Citrus Heights, CA 95610
  • CONCORD
    1390 Willow Pass Rd Ste 100, Concord, CA 94520
  • DALY CITY
    362 Gellert Blvd, Daly City, CA 94015
  • DANVILLE
    310 Hartz Ave, Danville, CA 94526
  • ELK GROVE
    9121 E Stockton Blvd, Elk Grove, CA 95624
  • FAIRFIELD
    3101 Travis Blvd Ste A, Fairfield, CA 94534
  • FOLSOM
    1300 E Bidwell St Ste 155, Folsom, CA 95630
  • FREMONT
    5166 Mowry Ave, Fremont, CA 94538
  • HAYWARD
    24703 Amador St, Hayward, CA 94544
  • LAFAYETTE
    3498 Mt Diablo Blvd # A, Lafayette, CA 94549
  • LIVERMORE
    2245 Las Positas Rd, Livermore, CA 94551
  • MILPITAS
    1351 Mccandless Dr, Milpitas, CA 95035
  • NOVATO
    112 Vintage Way Ste C1, Novato, CA 94945
  • OAKLAND
    360 22Nd St, Oakland, CA 94612
  • OAKLAND - CITY CENTER
    1200 Clay St Ste 130, Oakland, CA 94612
  • REDWOOD CITY
    1105 Veterans Blvd, Redwood City, CA 94063
  • ROHNERT PARK
    985 Golf Course Dr, Rohnert Park, CA 94928
  • ROSEVILLE
    5040 Foothills Blvd, Roseville, CA 95747
  • SACRAMENTO
    2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825
  • SAN FRANCISCO - DOWNTOWN
    124 2Nd St, San Francisco, CA 94105
  • SAN FRANCISCO - SUNSET
    1405 Noriega St, San Francisco, CA 94122
  • SAN JOSE - EAST
    1775 Story Rd Ste 110, San Jose, CA 95122
  • SAN LEANDRO
    15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578
  • SAN MATEO
    51 Bovet Rd, San Mateo, CA 94402
  • SAN RAMON - CITY CENTER
    6000 Bollinger Canyon Rd Ste 1612, San Ramon, CA 94583
  • SANTA ROSA
    1965 Cleveland Ave, Santa Rosa, CA 95401
  • WALNUT CREEK
    1790 N Broadway, Walnut Creek, CA 94596
  • CAMPBELL
    1790 S Bascom Ave Ste 110, Campbell, CA 95008
  • Headquarters (main office)
    3 Park Pl, Dublin, CA 94568
  • SAN BRUNO
    1050 Admiral Ct Ste F, San Bruno, CA 94066
  • SAN JOSE - ALMADEN
    5185 Cherry Ave Ste 50, San Jose, CA 95118
  • SUNNYVALE
    332 W El Camino Real, Sunnyvale, CA 94087
  • DUBLIN
    3 Park Pl, Dublin, CA 94568

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology