Charter 61004 · San Diego, CA
San Diego County Credit Union
San Diego County Credit Union is a state-chartered credit union in San Diego, California, with $9.55 billion in assets and 403,306 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.82%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as SDCCU.com, SDCCU.
- Total assets
- $9.55 billion
- +2.6% in a year
- Members
- 403,306
- -2.4% in a year
- Net worth ratio
- 19.82%
- Peer median 10.79%
- Loans 60+ days late
- 0.20%
- Peer median 0.67%
- Loans outstanding
- $5.15 billion
- +0.0% in a year
- Shares and deposits
- $7.82 billion
- +3.0% in a year
- Branches
- 39
- 844 employees
- Opened
- 1938
- California charter
How San Diego County Credit Union compares
NCUA groups credit unions by size; San Diego County Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 19.82% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.67%. Loans grew 0.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $9.55 billion | 403,306 | $5.15 billion | 19.82% | 0.20% |
| Q1 2026 | $9.38 billion | 413,767 | $4.94 billion | 20.02% | 0.10% |
| Q4 2025 | $9.29 billion | 412,666 | $5.02 billion | 20.10% | 0.24% |
| Q3 2025 | $9.26 billion | 413,370 | $5.04 billion | 20.05% | 0.21% |
| Q2 2025 | $9.30 billion | 413,081 | $5.15 billion | 19.73% | 0.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 23 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 40 sites for San Diego County Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Operations Center - Administration Building (main office)
6545 Sequence Dr, San Diego, CA 92121 - Branch 2 Vista
1475 W Vista Way, Vista, CA 92083 - Branch 3 El Cajon
312 W Main St, El Cajon, CA 92020 - Branch 4 Chula Vista
303 H St # 1, Chula Vista, CA 91910 - Branch 5 Santee
286 Town Center Pkwy, Santee, CA 92071 - Branch 6 Encinitas
501 N El Camino Real, Encinitas, CA 92024 - Branch 7 Carlsbad
2530 El Camino Real, Carlsbad, CA 92008 - Branch 8 Kearny Mesa
5500 Overland Ave Ste 190, San Diego, CA 92123 - Branch 9 Temecula
31693 Temecula Pkwy, Temecula, CA 92592 - Branch 10 Carmel Mountain
12330 Carmel Mountain Rd Ste C1, San Diego, CA 92128 - Branch 14 Mira Mesa
6705 Mira Mesa Blvd, San Diego, CA 92121 - Branch 15 UTC Regents
7708 Regents Rd, San Diego, CA 92122 - Branch 16 Eastlake
2280 Otay Lakes Rd, Chula Vista, CA 91915 - Branch 17 Escondido Civic Center
150 E Valley Pkwy, Escondido, CA 92025 - Branch 18 Pacific Beach
1664 Garnet Ave, San Diego, CA 92109 - Branch 19 San Marcos
790 W San Marcos Blvd, San Marcos, CA 92078 - Branch 21 Solana Beach
677 Lomas Santa Fe Dr, Solana Beach, CA 92075 - Branch 22 Poway
14099 Stowe Dr, Poway, CA 92064 - Branch 23 Murrieta
25165 Madison Ave, Murrieta, CA 92562 - Branch 24 Temecula North
29097 Overland Dr, Temecula, CA 92591 - Branch 25 La Mesa
8555 Fletcher Pkwy Ste 101, La Mesa, CA 91942 - Branch 26 Laguna Niguel
32341 Golden Lantern Ste A, Laguna Niguel, CA 92677 - Branch 27 Mission Valley
2245 Fenton Pkwy Ste 107, San Diego, CA 92108 - Branch 28 Oceanside
625 College Blvd, Oceanside, CA 92057 - Branch 29 Del Mar
12980 Carmel Country Rd Ste C-100, San Diego, CA 92130 - Branch 30 Rancho Bernardo
11965 Bernardo Plaza Dr # 169, San Diego, CA 92128 - Branch 31 Rancho Penasquitos
13179 Black Mountain Rd Ste 3, San Diego, CA 92129 - Branch 32 Sports Arena
3455 Sports Arena Blvd Ste 120, San Diego, CA 92110 - Branch 33 North Park
3180 University Ave Ste 100, San Diego, CA 92104 - Branch 34 San Ysidro
2036 Dairy Mart Rd Ste 130, San Ysidro, CA 92173 - Branch 11 Escondido Branch
1875 S Centre City Pkwy Ste F, Escondido, CA 92025 - Branch 35 Balboa Genesee
5407 Balboa Ave Ste 420, San Diego, CA 92111 - Branch 36 La Costa
7630 Via Campanile Ste 138, Carlsbad, CA 92009 - Branch 38 National City
2525 E Plaza Blvd, National City, CA 91950 - Branch 39 Alicia Parkway
27280 Alicia Pkwy Ste A, Laguna Niguel, CA 92677 - Branch 41 Scripps Ranch
9974 Scripps Ranch Blvd, San Diego, CA 92131 - Branch 42 Mission Viejo
23982 Alicia Pkwy, Mission Viejo, CA 92691 - Branch 43 Costa Mesa
2300 Harbor Blvd Ste A1, Costa Mesa, CA 92626 - Branch 44 College Area
6145 El Cajon Blvd, San Diego, CA 92115 - Branch 45 Yorba Linda
4971 Lakeview Ave, Yorba Linda, CA 92886
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology