Charter 23521 · San Jose, CA
First Technology Federal Credit Union
First Technology Federal Credit Union is a federally chartered credit union in San Jose, California, with $27.9 billion in assets and 1,870,858 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.75%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as DCU, Digital Federal Credit Union, First Tech Federal Credit Union, Addison Avenue Financial Services.
- Total assets
- $27.9 billion
- +119.1% in a year
- Members
- 1,870,858
- +59.2% in a year
- Net worth ratio
- 10.75%
- Peer median 10.79%
- Loans 60+ days late
- 1.61%
- Peer median 0.67%
- Loans outstanding
- $22.0 billion
- +105.4% in a year
- Shares and deposits
- $24.2 billion
- +112.7% in a year
- Branches
- 60
- 3,469 employees
- Opened
- 1979
- Federal charter
How First Technology Federal Credit Union compares
NCUA groups credit unions by size; First Technology Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.75% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 1.61%, is higher than the group median of 0.67%. Loans grew 105.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $27.9 billion | 1,870,858 | $22.0 billion | 10.75% | 1.61% |
| Q1 2026 | $28.6 billion | 1,868,605 | $22.1 billion | 10.51% | 1.23% |
| Q4 2025 | $13.1 billion | 1,159,110 | $10.8 billion | 9.69% | 1.23% |
| Q3 2025 | $12.9 billion | 1,189,016 | $10.8 billion | 9.78% | 1.17% |
| Q2 2025 | $12.7 billion | 1,174,837 | $10.7 billion | 9.68% | 1.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 52 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 64 sites for First Technology Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Acton
100 Powdermill Rd, Acton, MA 01720 - Andover
209 N Main St, Andover, MA 01810 - Framingham
60 Worcester Rd, Framingham, MA 01702 - Franklin
500 W Central St, Franklin, MA 02038 - Marlborough East
279 Main St, Marlborough, MA 01752 - Marlborough Solomon Pond
865 Donald Lynch Blvd, Marlborough, MA 01752 - Nashua
379 Amherst St, Nashua, NH 03063 - Tyngnsboro
378 Middlesex Rd, Tyngsboro, MA 01879 - Waltham
130 Lexington St, Waltham, MA 02452 - Westborough
18 Lyman St, Westborough, MA 01581 - Worcester Gold Star
129 Gold Star Blvd, Worcester, MA 01606 - Worcester Shrewsbury Street
225 Shrewsbury St, Worcester, MA 01604 - Operations Center
853 Donald Lynch Blvd, Marlborough, MA 01752 - Manchester
369 S Willow St, Manchester, NH 03103 - Lowell
564 Bridge St, Lowell, MA 01850 - Merrimack
19 Premium Outlets Blvd, Merrimack, NH 03054 - Burlington
15 Greenleaf Way, Burlington, MA 01803 - Lexington
1751 Massachusetts Ave, Lexington, MA 02420 - Fitchburg
350 John Fitch Hwy, Fitchburg, MA 01420 - Littleton
207 Constitution Ave, Littleton, MA 01460 - Worcester Crossing
11 Tobias Boland Way, Worcester, MA 01607 - Leominster
198 New Lancaster Rd, Leominster, MA 01453 - Methuen
2 Broadway, Methuen, MA 01844 - Hudson
8 Flagstone Dr Unit A, Hudson, NH 03051 - San Jose Corporate (main office)
2890 Zanker Rd, San Jose, CA 95134 - Alpharetta PSC
12600 Deerfield Pkwy Ste 100, Alpharetta, GA 30004 - Andover PSC
300 Brickstone Sq, Andover, MA 01810 - Bella Bottega Experience Center
8862 161St Ave Ne Ste 108, Redmond, WA 98052 - Boise Community Experience Center
47 E Riverside Dr, Eagle, ID 83616 - Boulder Community Experience Center
2317 30Th St Unit 2C, Boulder, CO 80301 - Cedar Hills Community Experience Center
2929 Sw Cedar Hills Blvd Bldg 19, Beaverton, OR 97005 - Colorado Springs PSC
5725 Mark Dabling Blvd, Colorado Springs, CO 80919 - Cornell Road Community Experience Center
5860 Ne Cornell Rd, Hillsboro, OR 97124 - Corvallis Onsite Experience Center
1044 Ne Circle Blvd, Corvallis, OR 97330 - Cupertino Community Experience Center
19960 Stevens Creek Blvd, Cupertino, CA 95014 - Denver Tech Community Experience Center
6971 E Belleview Ave, Denver, CO 80237 - Downtown Bellevue Community Experience Center
555 108Th Ave Ne, Bellevue, WA 98004 - Fort Collins Community Experience Center
2720 Council Tree Ave Ste 188, Fort Collins, CO 80525 - Hillsboro Corporate
5100 Ne Dawson Creek Dr, Hillsboro, OR 97124 - Houston Community Experience Center
1701 City Plaza Dr Ste G-105, Spring, TX 77389
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology