Charter 24212 · Santa Ana, CA
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union is a federally chartered credit union in Santa Ana, California, with $37.2 billion in assets and 1,579,561 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.51%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as SchoolsFirst FCU.
- Total assets
- $37.2 billion
- +9.2% in a year
- Members
- 1,579,561
- +5.7% in a year
- Net worth ratio
- 9.51%
- Peer median 10.79%
- Loans 60+ days late
- 0.91%
- Peer median 0.67%
- Loans outstanding
- $23.0 billion
- +10.1% in a year
- Shares and deposits
- $32.0 billion
- +11.0% in a year
- Branches
- 73
- 2,988 employees
- Opened
- 1934
- Federal charter
How SchoolsFirst Federal Credit Union compares
NCUA groups credit unions by size; SchoolsFirst Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.51% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.91%, is higher than the group median of 0.67%. Loans grew 10.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $37.2 billion | 1,579,561 | $23.0 billion | 9.51% | 0.91% |
| Q1 2026 | $36.7 billion | 1,568,368 | $22.3 billion | 9.39% | 0.89% |
| Q4 2025 | $35.4 billion | 1,548,619 | $22.0 billion | 9.54% | 0.97% |
| Q3 2025 | $34.4 billion | 1,526,734 | $21.5 billion | 9.68% | 0.88% |
| Q2 2025 | $34.1 billion | 1,494,746 | $20.9 billion | 9.52% | 0.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 79 sites for SchoolsFirst Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 01 - Santa Ana
2115 N Broadway, Santa Ana, CA 92706 - 02 - Mission Viejo - Crown Valley
26440 La Alameda Ste 100, Mission Viejo, CA 92691 - 03 - Fountain Valley
18651 Brookhurst St, Fountain Valley, CA 92708 - 07 - Anaheim
590 N Euclid St, Anaheim, CA 92801 - 15 - Anaheim Hills
8160 E Santa Ana Canyon Rd Ste 184, Anaheim, CA 92808 - 20 - Cerritos
17500 Bloomfield Ave Ste C, Cerritos, CA 90703 - 16 - Corona-Norco
1030 Hamner Ave Ste D, Norco, CA 92860 - 05 - Cypress
6828 Katella Ave, Cypress, CA 90630 - 26 - Downey
9125 Imperial Hwy Ste A, Downey, CA 90242 - 09 - CSUF Campus
800 N State College Blvd, Fullerton, CA 92831 - 14 - Garden Grove
13008 Harbor Blvd, Garden Grove, CA 92843 - 10 - Huntington Beach
7151 Warner Ave, Huntington Beach, CA 92647 - 06 - Irvine
5305 Alton Pkwy Ste C, Irvine, CA 92604 - 11 - UCI
Student Ctr Uc Irvine Campus Building 113 Room G202C, Irvine, CA 92697 - 25 - La Habra
1330 S Beach Blvd Ste D, La Habra, CA 90631 - 27 - Murrieta
40428 Murrieta Hot Springs Rd, Murrieta, CA 92563 - 08 - Costa Mesa
2300 Harbor Blvd Ste H1, Costa Mesa, CA 92626 - 04 - Placentia
377 E Chapman Ave, Placentia, CA 92870 - 21 - Rancho Cucamonga
10910 Foothill Blvd, Rancho Cucamonga, CA 91730 - 12 - Mission Viejo - Santa Margarita
27825 Santa Margarita Pkwy Ste C, Mission Viejo, CA 92691 - 22 - Redlands
411 6Th St, Redlands, CA 92374 - 41 - Riverside-Riverwalk (ROC)
4204 Riverwalk Pkwy Ste 100, Riverside, CA 92505 - 23 - San Bernardino In-Store
161 E 40Th St, San Bernardino, CA 92404 - 24 - San Juan Capistrano District Service Center
33122 Valle Rd Ste C, San Juan Capistrano, CA 92675 - Tustin RH1
15442 Newport Ave, Tustin, CA 92780 - Tustin RH3
15222 Del Amo Ave, Tustin, CA 92780 - 18 - Walnut
515 N Grand Ave, Walnut, CA 91789 - 29 - West Covina
332 S California Ave Spc 7076A, West Covina, CA 91790 - 32 - Moreno Valley
12831 Moreno Beach Dr Ste 108, Moreno Valley, CA 92555 - Tustin RH4
1200 Edinger Ave, Tustin, CA 92780 - 37 - Palmdale
1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551 - 38 - Valencia
27067 Mcbean Pkwy, Valencia, CA 91355 - 40 - Hesperia In-Store
16904 Main St, Hesperia, CA 92345 - 39 - Lake Elsinore District Service Center
561 Chaney St Ste A, Lake Elsinore, CA 92530 - 42 - Long Beach 2nd Street
4725 E 2Nd St Ste D, Long Beach, CA 90803 - 43 - Chino Valley
4005 Grand Ave Ste D, Chino, CA 91710 - 44 - Pasadena
555 S Lake Ave, Pasadena, CA 91101 - 45 - Inglewood
3401 W Century Blvd, Inglewood, CA 90303 - 47 - Los Angeles - Ladera Heights
5359 W Centinela Ave, Los Angeles, CA 90045 - 46 - Oceanside
3430 Marron Rd Ste 200, Oceanside, CA 92056
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology