Charter 61650 · Sacramento, CA
The Golden 1 Credit Union
The Golden 1 Credit Union is a state-chartered credit union in Sacramento, California, with $22.2 billion in assets and 1,199,691 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.91%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Golden 1 Credit Union, Golden 1, G1.
- Total assets
- $22.2 billion
- +7.6% in a year
- Members
- 1,199,691
- +4.1% in a year
- Net worth ratio
- 9.91%
- Peer median 10.79%
- Loans 60+ days late
- 0.80%
- Peer median 0.67%
- Loans outstanding
- $16.4 billion
- +8.8% in a year
- Shares and deposits
- $19.9 billion
- +7.4% in a year
- Branches
- 64
- 2,485 employees
- Opened
- 1933
- California charter
How The Golden 1 Credit Union compares
NCUA groups credit unions by size; The Golden 1 Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.91% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.80%, is higher than the group median of 0.67%. Loans grew 8.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $22.2 billion | 1,199,691 | $16.4 billion | 9.91% | 0.80% |
| Q1 2026 | $21.7 billion | 1,195,395 | $16.2 billion | 9.94% | 0.69% |
| Q4 2025 | $21.5 billion | 1,181,184 | $16.1 billion | 9.96% | 0.81% |
| Q3 2025 | $21.1 billion | 1,170,482 | $15.5 billion | 10.11% | 0.75% |
| Q2 2025 | $20.6 billion | 1,152,046 | $15.1 billion | 10.20% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 40 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 64 sites for The Golden 1 Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- The Golden 1 Credit Union Corporate Office (main office)
8945 Cal Center Dr, Sacramento, CA 95826 - Arden Town
515 La Sierra Dr, Sacramento, CA 95864 - Atascadero
8727 El Camino Real, Atascadero, CA 93422 - Auburn
2248 Grass Valley Hwy, Auburn, CA 95603 - Bakersfield
4106 California Ave Ste 1, Bakersfield, CA 93309 - Carmichael
4005 Manzanita Ave Ste 60, Carmichael, CA 95608 - Chico
239 W 2Nd St Ste 1, Chico, CA 95928 - Clovis
1030 Shaw Ave, Clovis, CA 93612 - CSU Sacramento
7770 College Town Dr, Sacramento, CA 95826 - Davis
508 2Nd St Ste 101, Davis, CA 95616 - El Dorado Hills
4311 Town Center Blvd Ste 400, El Dorado Hills, CA 95762 - Elk Grove
8469 Elk Grove Blvd Ste 2, Elk Grove, CA 95758 - Elkhorn
5337 Elkhorn Blvd, Sacramento, CA 95842 - Folsom
1117 E Bidwell St, Folsom, CA 95630 - Lincoln
65 Lincoln Blvd Ste B, Lincoln, CA 95648 - Elk Grove Commons
9600 Bruceville Rd Ste 102, Elk Grove, CA 95757 - Fig Garden
6040 N Figarden Dr, Fresno, CA 93722 - Hanford
109 W 8Th St, Hanford, CA 93230 - I-5/Florin
1330 Florin Rd, Sacramento, CA 95831 - Madera Branch and Financial Resource Center
1934 Howard Rd, Madera, CA 93637 - Modesto
2001 Mchenry Ave Ste F, Modesto, CA 95350 - Ontario
2254 S Euclid Ave Ste A, Ontario, CA 91762 - Promenade
7465 Rush River Dr Ste 110, Sacramento, CA 95831 - Med Center
2360 Stockton Blvd, Sacramento, CA 95817 - Napa
300 Soscol Ave, Napa, CA 94559 - Oakhurst
40044 Highway 49 Ste C2, Oakhurst, CA 93644 - Uptown Oakland
2251 Broadway, Oakland, CA 94612 - Paso Robles
128 Niblick Rd, Paso Robles, CA 93446 - Point West Center
1301 Exposition Blvd, Sacramento, CA 95815 - Rancho Cordova
11099 Olson Dr Ste 3, Rancho Cordova, CA 95670 - Redding
1040 E Cypress Ave Ste A, Redding, CA 96002 - Senator
1109 L St, Sacramento, CA 95814 - Shaw
111 E Shaw Ave, Fresno, CA 93710 - Stockton
5302 Pacific Ave, Stockton, CA 95207 - Roseville Pleasant Grove
741 Pleasant Grove Blvd Ste 100, Roseville, CA 95678 - Santa Barbara
5676 Calle Real, Goleta, CA 93117 - Sunrise
5901 Sunrise Blvd, Citrus Heights, CA 95610 - Turlock
2450 Geer Rd, Turlock, CA 95382 - Vacaville
196 Nut Tree Pkwy Ste L, Vacaville, CA 95687 - Vallejo Financial Resource Center
766 Admiral Callaghan Ln, Vallejo, CA 94591
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology