Charter 4142 · Manhattan Beach, CA
Kinecta Federal Credit Union
Kinecta Federal Credit Union is a federally chartered credit union in Manhattan Beach, California, with $6.77 billion in assets and 225,848 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.68%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Kinecta Express, wealth management, Kinecta Financial & Insurance Service, Kinecta Credit Union.
- Total assets
- $6.77 billion
- +5.1% in a year
- Members
- 225,848
- -5.5% in a year
- Net worth ratio
- 8.68%
- Peer median 10.79%
- Loans 60+ days late
- 0.46%
- Peer median 0.67%
- Loans outstanding
- $5.35 billion
- -2.1% in a year
- Shares and deposits
- $5.65 billion
- +5.0% in a year
- Branches
- 24
- 680 employees
- Opened
- 1940
- Federal charter
How Kinecta Federal Credit Union compares
NCUA groups credit unions by size; Kinecta Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.68% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.46%, is lower than the group median of 0.67%. Loans fell 2.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.77 billion | 225,848 | $5.35 billion | 8.68% | 0.46% |
| Q1 2026 | $6.44 billion | 229,597 | $5.19 billion | 9.04% | 0.42% |
| Q4 2025 | $6.52 billion | 231,113 | $5.24 billion | 8.85% | 0.42% |
| Q3 2025 | $6.52 billion | 235,136 | $5.36 billion | 8.85% | 0.45% |
| Q2 2025 | $6.44 billion | 239,026 | $5.46 billion | 8.84% | 0.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 16 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 25 sites for Kinecta Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kinecta Federal Credit Union (main office)
1440 Rosecrans Ave, Manhattan Beach, CA 90266 - Operations Center
2100 Park Pl, El Segundo, CA 90245 - Kinecta Federal Credit Union
1440 Rosecrans Ave, Manhattan Beach, CA 90266 - Brea
1040 E Imperial Hwy Ste F3, Brea, CA 92821 - Fountain Valley
17860 Newhope St Ste 103, Fountain Valley, CA 92708 - Gardena
1727 W Artesia Blvd, Gardena, CA 90248 - Goleta
145 Santa Felicia Dr, Goleta, CA 93117 - Hawthorne
12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250 - Lakewood
4055 Hardwick St, Lakewood, CA 90712 - Torrance SkyPark
24580 Crenshaw Blvd, Torrance, CA 90505 - Santa Monica
1130 Wilshire Blvd, Santa Monica, CA 90401 - Huntington Beach
7881 Edinger Ave, Huntington Beach, CA 92647 - Warner Center
21440 Victory Blvd, Woodland Hills, CA 91367 - Thousand Oaks
550 N Moorpark Rd, Thousand Oaks, CA 91360 - Tustin
2324 Park Ave, Tustin, CA 92782 - Torrance-PCH
3635 Pacific Coast Hwy, Torrance, CA 90505 - Westchester
8601 Lincoln Blvd Ste 130, Westchester, CA 90045 - Redondo Beach
1767 S Elena Ave, Redondo Beach, CA 90277 - Palos Verdes
46 Peninsula Ctr Ste B, Rolling Hills Estates, CA 90274 - El Segundo
2140 E El Segundo Blvd Ste 4B, El Segundo, CA 90245 - Henrietta
1425 Jefferson Rd, Rochester, NY 14623 - Webster Main Branch
189 W Main St, Webster, NY 14580 - Greece
3603 Mount Read Blvd, Rochester, NY 14616 - Manhattan Beach Blvd
1120 N Sepulveda Blvd, Manhattan Beach, CA 90266 - Watts
2365 E Century Blvd Ste B, Los Angeles, CA 90002
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology