Charter 14384 · San Diego, CA

Mission Federal Credit Union

Mission Federal Credit Union is a federally chartered credit union in San Diego, California, with $7.29 billion in assets and 331,664 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.27%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as MissionFed.com, Mission Federal, Mission Fed, Mission Fed Credit Union.

Total assets
$7.29 billion
+6.1% in a year
Members
331,664
+4.0% in a year
Net worth ratio
12.27%
Peer median 10.79%
Loans 60+ days late
0.15%
Peer median 0.67%
Loans outstanding
$5.16 billion
+6.8% in a year
Shares and deposits
$6.35 billion
+5.8% in a year
Branches
34
706 employees
Opened
1961
Federal charter

How Mission Federal Credit Union compares

NCUA groups credit unions by size; Mission Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.27% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.15%, is lower than the group median of 0.67%. Loans grew 6.8% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 9 of 239 credit unions headquartered in California. See all California credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $7.29 billion 331,664 $5.16 billion 12.27% 0.15%
Q1 2026 $7.23 billion 330,996 $5.04 billion 12.00% 0.15%
Q4 2025 $7.16 billion 326,941 $5.00 billion 11.91% 0.20%
Q3 2025 $6.98 billion 323,250 $4.94 billion 12.08% 0.15%
Q2 2025 $6.87 billion 319,026 $4.83 billion 12.06% 0.21%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 36 sites for Mission Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Carlsbad
    710 Carlsbad Village Dr, Carlsbad, CA 92008
  • Solana Beach
    953 Lomas Santa Fe Dr, Solana Beach, CA 92075
  • Vista
    985 Civic Center Dr Ste 106, Vista, CA 92083
  • Clairemont
    4250 Clairemont Mesa Blvd Ste B, San Diego, CA 92117
  • Mira Mesa
    10768 Westview Pkwy, San Diego, CA 92126
  • Mission Valley
    2020 Camino Del Rio N Ste 100, San Diego, CA 92108
  • Eastlake
    884 Eastlake Pkwy Ste 1619, Chula Vista, CA 91914
  • Imperial Beach
    675 Saturn Blvd Ste A, San Diego, CA 92154
  • Telegraph Canyon
    599 Telegraph Canyon Rd, Chula Vista, CA 91910
  • Terra Nova
    354 E H St, Chula Vista, CA 91910
  • La Mesa
    5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942
  • Rancho San Diego
    3815 Avocado Blvd, La Mesa, CA 91941
  • Santee
    245 Town Center Pkwy, Santee, CA 92071
  • Escondido
    1500 E Valley Pkwy, Escondido, CA 92027
  • Poway
    13465 Poway Rd, Poway, CA 92064
  • Rancho Bernardo
    11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128
  • San Marcos
    117 S Las Posas Rd, San Marcos, CA 92078
  • Mission Hills
    269 W Washington St, San Diego, CA 92103
  • Linda Vista
    5375 Napa St Ste 101, San Diego, CA 92110
  • Mira Mesa West
    8198 Mira Mesa Blvd, San Diego, CA 92126
  • Encinitas
    294 N El Camino Real, Encinitas, CA 92024
  • Scripps Ranch
    10393A Spring Canyon Rd, San Diego, CA 92131
  • Little Italy
    1370 India St Ste 100, San Diego, CA 92101
  • College Grove
    3470 College Ave, San Diego, CA 92115
  • Carmel Mountain
    11650 Carmel Mountain Rd, San Diego, CA 92128
  • Oceanside
    47 Douglas Dr Ste 100, Oceanside, CA 92058
  • National City
    1302 E Plaza Blvd, National City, CA 91950
  • San Carlos
    6950 Navajo Rd, San Diego, CA 92119
  • Meanley HQ Building 1 (main office)
    10325 Meanley Dr, San Diego, CA 92131
  • Meanley HQ Buidling 2
    10343 Meanley Dr, San Diego, CA 92131
  • Escondido Auto Parkway
    1270 Auto Park Way Ste C, Escondido, CA 92029
  • Bressi Ranch
    2662 Gateway Rd Ste 160, Carlsbad, CA 92009
  • El Cajon
    270 Fletcher Pkwy, El Cajon, CA 92020
  • Oceanside HWY 78
    2267 S El Camino Real Ste A, Oceanside, CA 92054
  • Chula Vista
    1170 Broadway, Chula Vista, CA 91911
  • Del Mar Highlands
    3435 Del Mar Heights Rd, San Diego, CA 92130

Watch Mission Federal Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology