Credit unions in West Virginia

74 credit unions are headquartered in West Virginia: 71 with federal charters and 3 with state charters. Together they hold $5.27 billion in assets for 375,849 members as of June 30, 2026. The largest is Bayer Heritage Federal Credit Union at $801 million.

Combined, 1.15% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.

#	Credit union	City	Assets	Members	Net worth	60+ late
1	Bayer Heritage Federal Credit Union	New Martinsville	$800.7M	45,056	9.9%	1.7%
2	First Choice America Community Federal Credit Union	Weirton	$713.9M	30,588	18.1%	0.1%
3	Fairmont Federal Credit Union	Fairmont	$603.1M	45,768	10.0%	0.7%
4	West Virginia Central Federal Credit Union	Parkersburg	$341.3M	24,206	13.2%	0.9%
5	Pioneer Appalachia Federal Credit Union	Charleston	$245.2M	15,057	11.3%	0.1%
6	Long Reach Federal Credit Union	Middlebourne	$193.2M	11,104	9.9%	1.1%
7	Star USA Federal Credit Union	Charleston	$153.0M	13,509	10.6%	1.0%
8	West Virginia Federal Credit Union	South Charleston	$141.6M	7,121	18.5%	0.7%
9	Peoples Federal Credit Union	Nitro	$130.6M	10,730	16.5%	2.2%
10	The United Federal Credit Union	Morgantown	$109.2M	5,958	27.6%	3.2%
11	One Community Federal Credit Union	Parkersburg	$100.9M	8,366	10.9%	1.1%
12	Universal Federal Credit Union	Huntington	$99.5M	5,892	13.0%	0.5%
13	The State Credit Union	Charleston	$95.3M	8,441	19.1%	0.3%
14	Members Choice Wv Federal Credit Union	Charleston	$93.6M	6,061	21.6%	1.0%
15	Camc Federal Credit Union	Charleston	$80.3M	5,106	28.3%	0.0%
16	First Priority Federal Credit Union	Huntington	$74.8M	7,137	12.5%	1.1%
17	167th Tfr Federal Credit Union	Martinsburg	$72.5M	7,578	10.7%	0.4%
18	Wvu Employees Federal Credit Union	Morgantown	$67.8M	6,081	22.8%	0.2%
19	Strip Steel Community Federal Credit Union	Weirton	$59.9M	3,535	19.3%	0.2%
20	Ravenswood Federal Credit Union	Ravenswood	$53.6M	5,443	8.4%	1.0%
21	Metro Community Federal Credit Union	Huntington	$51.7M	4,702	9.7%	2.7%
22	Wv National Guard Federal Credit Union	Charleston	$51.6M	1,798	14.8%	0.0%
23	Element Federal Credit Union	Charleston	$47.3M	4,375	21.8%	1.4%
24	Mountain Heritage Federal Credit Union	Parkersburg	$47.0M	8,671	14.5%	3.2%
25	Huntingtonized Federal Credit Union	Huntington	$46.7M	4,845	16.8%	2.2%
26	Kemba Charleston Federal Credit Union	Dunbar	$44.7M	3,682	20.6%	1.0%
27	Hope Federal Credit Union	Bridgeport	$43.3M	2,581	19.9%	0.4%
28	Home Federal Credit Union	Clarksburg	$38.4M	3,016	14.3%	0.9%
29	Morgantown A E S Federal Credit Union	Morgantown	$37.7M	4,168	9.7%	0.5%
30	Union Trades Federal Credit Union	Parkersburg	$34.4M	2,941	18.4%	0.9%
31	Chhe Federal Credit Union	Huntington	$33.6M	4,137	9.4%	1.1%
32	Preston Federal Credit Union	Kingwood	$31.2M	1,975	13.6%	1.1%
33	Huntington C & O Railway Employees Federal Credit Union	Huntington	$30.7M	4,245	15.3%	5.6%
34	IBEW 317 Federal Credit Union	Huntington	$29.6M	1,965	11.1%	4.7%
35	Alloy Federal Credit Union	Alloy	$29.6M	4,946	14.7%	1.8%
36	Wee Federal Credit Union	Parkersburg	$29.0M	1,774	13.2%	2.6%
37	Mercer County W VA Teachers Federal Credit Union	Bluefield	$28.3M	2,401	9.3%	1.9%
38	Marshall County Federal Credit Union	Moundsville	$26.8M	2,511	15.1%	0.1%
39	Hancock School Emp. Federal Credit Union	Weirton	$24.0M	1,395	11.6%	0.4%
40	Raleigh County Federal Credit Union	Beckley	$21.6M	1,969	12.6%	0.3%
41	Raleigh Co. Educators Federal Credit Union	Beckley	$21.3M	2,317	26.3%	0.0%
42	Eastern Panhandle Federal Credit Union	Martinsburg	$18.8M	2,216	12.2%	0.2%
43	Martinsburg V.a. Center Federal Credit Union	Kearneysville	$17.1M	1,599	13.9%	0.3%
44	Harrison County Federal Credit Union	Nutter Fort	$15.6M	1,218	18.4%	0.1%
45	Charleston Federal Credit Union	Charleston	$15.5M	1,268	14.8%	0.8%
46	Cape Federal Credit Union	Clarksburg	$15.5M	1,159	6.0%	1.6%
47	National Employees Federal Credit Union	Bluefield	$15.0M	2,957	13.1%	1.0%
48	Romney Federal Credit Union	Romney	$14.8M	1,667	9.2%	2.1%
49	South Charleston Employees Federal Credit Union	South Charleston	$14.2M	1,200	59.8%	3.5%
50	Putnam School Employees Federal Credit Union	Eleanor	$14.1M	1,887	21.0%	0.1%
51	United Hospital Center Federal Credit Union	Bridgeport	$13.2M	1,461	22.4%	1.9%
52	Natrium Employees Federal Credit Union	Proctor	$12.0M	766	12.4%	0.8%
53	Willow Island Federal Credit Union	Saint Marys	$12.0M	1,704	7.9%	0.7%
54	Cha-Tel Federal Credit Union	Charleston	$11.5M	1,245	13.6%	0.0%
55	Local No. 317 I.a.f.f. Credit Union	Charleston	$10.1M	415	8.6%	0.0%
56	Marion County School Employees Federal Credit Union	Fairmont	$9.9M	822	20.7%	0.5%
57	Pace Federal Credit Union	Huntington	$8.7M	1,200	12.9%	0.0%
58	Fayette Federal Credit Union	Mount Hope	$8.5M	774	24.0%	0.0%
59	Alderson Fci Federal Credit Union	Alderson	$8.5M	657	25.3%	10.8%
60	City of Clarksburg Federal Credit Union	Clarksburg	$8.2M	739	14.2%	0.0%
61	Berkeley County Public Schools Federal Credit Union	Martinsburg	$8.0M	1,034	10.1%	0.1%
62	Twin Oaks Federal Credit Union	Apple Grove	$6.6M	1,282	12.4%	0.6%
63	Huntington West VA Firemens Federal Credit Union	Huntington	$6.1M	652	12.1%	4.4%
64	Ohio County Public Schools Federal Credit Union	Wheeling	$5.7M	622	12.1%	0.0%
65	Appalachian Power Employees Federal Credit Union	Huntington	$5.6M	842	24.3%	2.0%
66	C C M H Federal Credit Union	Parkersburg	$5.5M	937	11.3%	0.1%
67	Charleston Postal Federal Credit Union	Charleston	$4.9M	651	8.4%	0.3%
68	Teamsters Local 697 Federal Credit Union	Wheeling	$2.9M	532	11.7%	2.8%
69	City of Fairmont Federal Credit Union	Fairmont	$1.4M	333	10.9%	9.2%
70	Logan County School Employees Federal Credit Union	Logan	$1.3M	403	19.3%	3.9%
71	U S Employees Federal Credit Union	Fairmont	$526K	118	7.7%	2.9%
72	Eagle Can Employees Federal Credit Union	Wellsburg	$455K	112	32.2%	1.2%
73	W. Virginia State Convention Credit Union	Hilltop	$382K	194	9.9%	4.0%
74	McDowell County Federal Credit Union	Welch	$68K	32	23.6%	0.0%

Download all 74 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.