Charter 3264 · Weirton, WV
First Choice America Community Federal Credit Union
First Choice America Community Federal Credit Union is a federally chartered credit union in Weirton, West Virginia, with $714 million in assets and 30,588 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.15%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $714 million
- +5.5% in a year
- Members
- 30,588
- -3.8% in a year
- Net worth ratio
- 18.15%
- Peer median 10.79%
- Loans 60+ days late
- 0.15%
- Peer median 0.67%
- Loans outstanding
- $136 million
- -2.5% in a year
- Shares and deposits
- $582 million
- +4.5% in a year
- Branches
- 8
- 93 employees
- Opened
- 1939
- Federal charter
How First Choice America Community Federal Credit Union compares
NCUA groups credit unions by size; First Choice America Community Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 18.15% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.15%, is lower than the group median of 0.67%. Loans fell 2.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $714 million | 30,588 | $136 million | 18.15% | 0.15% |
| Q1 2026 | $704 million | 30,677 | $136 million | 17.95% | 0.27% |
| Q4 2025 | $688 million | 31,129 | $138 million | 17.98% | 0.37% |
| Q3 2025 | $680 million | 31,538 | $139 million | 17.77% | 0.47% |
| Q2 2025 | $677 million | 31,783 | $139 million | 17.36% | 0.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for First Choice America Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
3501 Main St, Weirton, WV 26062 - Three Springs Drive
370 Three Springs Dr, Weirton, WV 26062 - Steubenville Office
1835 Sunset Blvd, Steubenville, OH 43952 - Chester Office
300 Carolina Ave, Chester, WV 26034 - Wintersville Office
762 Canton Rd, Wintersville, OH 43953 - Wheeling Office
1990 Chapline St, Wheeling, WV 26003 - Elm Grove Office
1A Elm Grove Crossing Mall, Wheeling, WV 26003 - Medical Park Office
1 Medical Park, Wheeling, WV 26003
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology