Charter 3439 · Fairmont, WV
Fairmont Federal Credit Union
Fairmont Federal Credit Union is a federally chartered credit union in Fairmont, West Virginia, with $603 million in assets and 45,768 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $603 million
- +6.9% in a year
- Members
- 45,768
- +1.6% in a year
- Net worth ratio
- 9.97%
- Peer median 10.79%
- Loans 60+ days late
- 0.69%
- Peer median 0.67%
- Loans outstanding
- $382 million
- +5.0% in a year
- Shares and deposits
- $542 million
- +6.0% in a year
- Branches
- 9
- 111 employees
- Opened
- 1939
- Federal charter
How Fairmont Federal Credit Union compares
NCUA groups credit unions by size; Fairmont Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.97% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.69%, is about the same as the group median of 0.67%. Loans grew 5.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $603 million | 45,768 | $382 million | 9.97% | 0.69% |
| Q1 2026 | $602 million | 45,432 | $376 million | 9.89% | 0.30% |
| Q4 2025 | $581 million | 45,182 | $378 million | 9.92% | 0.55% |
| Q3 2025 | $562 million | 45,297 | $368 million | 9.91% | 0.41% |
| Q2 2025 | $564 million | 45,054 | $364 million | 9.89% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 279,669 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Fairmont Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Gateway Connector Office (main office)
2 The Credit Union Way, Fairmont, WV 26554 - 12th St Drive Thru
1201 Beverly Rd, Fairmont, WV 26554 - Charles Pointe
680 Genesis Blvd, Bridgeport, WV 26330 - Mannington
5160 Husky Hwy, Mannington, WV 26582 - Pineview
1254 Pineview Dr, Morgantown, WV 26505 - Westover
12 Lawless Rd, Morgantown, WV 26501 - White Hall
9912 Mall Loop, Fairmont, WV 26554 - Bellview
652 Pennsylvania Ave, Fairmont, WV 26554 - Rose Bud
600 Rosebud Plz, Clarksburg, WV 26301
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology