Charter 17057 · South Charleston, WV
West Virginia Federal Credit Union
West Virginia Federal Credit Union is a federally chartered credit union in South Charleston, West Virginia, with $142 million in assets and 7,121 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.52%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $142 million
- +7.1% in a year
- Members
- 7,121
- -2.9% in a year
- Net worth ratio
- 18.52%
- Peer median 11.65%
- Loans 60+ days late
- 0.74%
- Peer median 0.70%
- Loans outstanding
- $76.8 million
- +1.6% in a year
- Shares and deposits
- $114 million
- +6.7% in a year
- Branches
- 2
- 28 employees
- Opened
- 1965
- Federal charter
How West Virginia Federal Credit Union compares
NCUA groups credit unions by size; West Virginia Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 18.52% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.74%, is about the same as the group median of 0.70%. Loans grew 1.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 8 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $142 million | 7,121 | $76.8 million | 18.52% | 0.74% |
| Q1 2026 | $143 million | 7,168 | $75.8 million | 17.83% | 0.60% |
| Q4 2025 | $139 million | 7,249 | $77.0 million | 18.37% | 0.93% |
| Q3 2025 | $132 million | 7,275 | $77.6 million | 18.80% | 0.82% |
| Q2 2025 | $132 million | 7,330 | $75.6 million | 18.63% | 0.72% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 435,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for West Virginia Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- WVFCU
2355 Maccorkle Ave, Saint Albans, WV 25177 - WVFCU (main office)
318 5Th Ave, South Charleston, WV 25303
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology