Charter 24888 · Parkersburg, WV
West Virginia Central Federal Credit Union
West Virginia Central Federal Credit Union is a federally chartered credit union in Parkersburg, West Virginia, with $341 million in assets and 24,206 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.23%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $341 million
- +8.2% in a year
- Members
- 24,206
- +3.8% in a year
- Net worth ratio
- 13.23%
- Peer median 11.65%
- Loans 60+ days late
- 0.87%
- Peer median 0.70%
- Loans outstanding
- $229 million
- +3.4% in a year
- Shares and deposits
- $295 million
- +7.9% in a year
- Branches
- 3
- 44 employees
- Opened
- 1969
- Federal charter
How West Virginia Central Federal Credit Union compares
NCUA groups credit unions by size; West Virginia Central Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.23% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.87%, is higher than the group median of 0.70%. Loans grew 3.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 4 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $341 million | 24,206 | $229 million | 13.23% | 0.87% |
| Q1 2026 | $337 million | 23,842 | $222 million | 13.33% | 0.76% |
| Q4 2025 | $323 million | 23,590 | $223 million | 13.43% | 0.68% |
| Q3 2025 | $319 million | 23,513 | $223 million | 13.67% | 0.49% |
| Q2 2025 | $316 million | 23,327 | $222 million | 13.38% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 196,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for West Virginia Central Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Division Office
809 Division St, Parkersburg, WV 26101 - Murdoch Office (main office)
1306 Murdoch Ave, Parkersburg, WV 26101 - Vienna Office
701 Grand Central Ave, Vienna, WV 26105
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology