Charter 11836 · New Martinsville, WV
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union is a federally chartered credit union in New Martinsville, West Virginia, with $801 million in assets and 45,056 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.90%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $801 million
- +3.5% in a year
- Members
- 45,056
- +1.9% in a year
- Net worth ratio
- 9.90%
- Peer median 10.79%
- Loans 60+ days late
- 1.68%
- Peer median 0.67%
- Loans outstanding
- $636 million
- +4.5% in a year
- Shares and deposits
- $722 million
- +3.0% in a year
- Branches
- 11
- 151 employees
- Opened
- 1957
- Federal charter
How Bayer Heritage Federal Credit Union compares
NCUA groups credit unions by size; Bayer Heritage Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.90% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.68%, is higher than the group median of 0.67%. Loans grew 4.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $801 million | 45,056 | $636 million | 9.90% | 1.68% |
| Q1 2026 | $801 million | 45,014 | $609 million | 9.65% | 1.02% |
| Q4 2025 | $786 million | 44,213 | $609 million | 9.71% | 1.42% |
| Q3 2025 | $781 million | 44,213 | $614 million | 9.65% | 1.46% |
| Q2 2025 | $773 million | 44,213 | $608 million | 9.39% | 1.22% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 505,400 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Bayer Heritage Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
788 N State Route 2, New Martinsville, WV 26155 - Bushy Park
1522 Bushy Park Rd, Goose Creek, SC 29445 - Goose Creek
309 N Goose Creek Blvd, Goose Creek, SC 29445 - Pittsburgh
102 Bayer Rd, Pittsburgh, PA 15205 - New Martinsville
178 N State Route 2, New Martinsville, WV 26155 - Moundsville
411 Lafayette Ave, Moundsville, WV 26041 - Martinsburg
5550 Winchester Ave, Martinsburg, WV 25405 - Zanesville
1917 Ridge Ave, Zanesville, OH 43701 - Massey Tompkins
3800 Massey Tompkins Rd, Baytown, TX 77521 - Nexton
343 Brighton Park Blvd, Summerville, SC 29486 - Beckley
3695 Robert C Byrd Dr, Beckley, WV 25801
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology