Charter 67222 · Charleston, WV
The State Credit Union
The State Credit Union is a state-chartered credit union in Charleston, West Virginia, with $95.3 million in assets and 8,441 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.12%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $95.3 million
- +5.9% in a year
- Members
- 8,441
- +0.5% in a year
- Net worth ratio
- 19.12%
- Peer median 12.95%
- Loans 60+ days late
- 0.25%
- Peer median 0.67%
- Loans outstanding
- $53.9 million
- -0.2% in a year
- Shares and deposits
- $75.7 million
- +4.8% in a year
- Branches
- 2
- 15 employees
- Opened
- 1988
- West Virginia charter
How The State Credit Union compares
NCUA groups credit unions by size; The State Credit Union is in the group with $50 million to $100 million (573 credit unions). Its net worth ratio of 19.12% is higher than that group's median of 12.95%, and its share of loans 60 or more days past due, 0.25%, is lower than the group median of 0.67%. Loans fell 0.2% over the year to Q2 2026, against a group median of a 0.2% fall.
By assets it ranks 13 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $95.3 million | 8,441 | $53.9 million | 19.12% | 0.25% |
| Q1 2026 | $94.9 million | 8,433 | $51.0 million | 18.83% | 0.06% |
| Q4 2025 | $92.6 million | 8,408 | $51.9 million | 19.03% | 0.06% |
| Q3 2025 | $91.3 million | 8,399 | $53.0 million | 18.89% | 0.18% |
| Q2 2025 | $90.0 million | 8,398 | $54.0 million | 18.79% | 0.11% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 40,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for The State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 2200 WASHINGTON STREET E (main office)
2200 Washington St E, Charleston, WV 25311 - FISERV PORTICO
6160 Warren Pkwy Ste 500, Frisco, TX 75034
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology