Charter 6672 · Fairmont, WV
U S Employees Federal Credit Union
U S Employees Federal Credit Union is a federally chartered credit union in Fairmont, West Virginia, with $526 thousand in assets and 118 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.73%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $526 thousand
- -3.5% in a year
- Members
- 118
- +0.0% in a year
- Net worth ratio
- 7.73%
- Peer median 19.32%
- Loans 60+ days late
- 2.94%
- Peer median 0.66%
- Loans outstanding
- $114 thousand
- -39.1% in a year
- Shares and deposits
- $484 thousand
- -1.0% in a year
- Branches
- 1
- 2 employees
- Opened
- 1950
- Federal charter
How U S Employees Federal Credit Union compares
NCUA groups credit unions by size; U S Employees Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 7.73% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 2.94%, is higher than the group median of 0.66%. Loans fell 39.1% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 71 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $526 thousand | 118 | $114 thousand | 7.73% | 2.94% |
| Q1 2026 | $511 thousand | 118 | $121 thousand | 8.80% | 3.50% |
| Q4 2025 | $533 thousand | 115 | $157 thousand | 8.93% | 4.26% |
| Q3 2025 | $545 thousand | 116 | $175 thousand | 9.34% | 5.41% |
| Q2 2025 | $545 thousand | 118 | $188 thousand | 10.08% | 5.91% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 150 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for U S Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- U S POST OFFICE (main office)
331 Madison St, Fairmont, WV 26554 - U S Post Office
331 Madison St, Fairmont, WV 26554
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology