Charter 68112 · Hilltop, WV
W. Virginia State Convention Credit Union
W. Virginia State Convention Credit Union is a state-chartered credit union in Hilltop, West Virginia, with $382 thousand in assets and 194 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $382 thousand
- -0.5% in a year
- Members
- 194
- -2.5% in a year
- Net worth ratio
- 9.89%
- Peer median 19.32%
- Loans 60+ days late
- 3.99%
- Peer median 0.66%
- Loans outstanding
- $90 thousand
- +41.9% in a year
- Shares and deposits
- $343 thousand
- -1.3% in a year
- Branches
- 0
- 0 employees
- Opened
- 1984
- West Virginia charter
How W. Virginia State Convention Credit Union compares
NCUA groups credit unions by size; W. Virginia State Convention Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 9.89% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 3.99%, is higher than the group median of 0.66%. Loans grew 41.9% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 73 of 74 credit unions headquartered in West Virginia. See all West Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $382 thousand | 194 | $90 thousand | 9.89% | 3.99% |
| Q1 2026 | $378 thousand | 195 | $79 thousand | 8.92% | 0.32% |
| Q4 2025 | $407 thousand | 194 | $63 thousand | 7.73% | 0.00% |
| Q3 2025 | $411 thousand | 194 | $69 thousand | 8.92% | 1.92% |
| Q2 2025 | $384 thousand | 199 | $63 thousand | 9.33% | 6.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for W. Virginia State Convention Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main office location (main office)
578 Baptist Road, Building 1, Hilltop, WV 25855
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology