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Credit unions in Kentucky

51 credit unions are headquartered in Kentucky: 35 with federal charters and 16 with state charters. Together they hold $16.8 billion in assets for 1,004,926 members as of June 30, 2026. The largest is Commonwealth Federal Credit Union at $2.92 billion.

Combined, 0.84% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.

#Credit unionCityAssetsMembersNet worth60+ late
1Commonwealth Federal Credit UnionFrankfort$2.9B149,64611.3%0.9%
2Abound Federal Credit UnionRadcliff$2.8B118,68315.8%0.8%
3L & N Federal Credit UnionLouisville$2.6B122,95710.6%0.3%
4University of Kentucky Federal Credit UnionLexington$1.8B121,05710.9%1.0%
5Park Federal Credit UnionLouisville$1.4B82,10517.9%2.0%
6Members Heritage Credit UnionLexington$590.8M55,27712.4%0.9%
7Transcend Credit UnionLouisville$588.3M50,98413.4%0.1%
8Members Choice Credit UnionAshland$430.8M23,1038.4%0.8%
9Ashland Credit UnionAshland$411.8M46,98012.3%1.3%
10Signet Federal Credit UnionPaducah$398.2M20,86316.6%1.1%
11C-Plant Federal Credit UnionPaducah$365.9M15,87614.7%0.2%
12Class Act Federal Credit UnionLouisville$365.0M23,49810.8%0.6%
13Service One Credit UnionBowling Green$269.1M18,0089.5%1.4%
14Autotruck Financial Credit UnionLouisville$220.4M17,25713.1%1.2%
15Advanz Federal Credit UnionLouisville$161.6M9,37115.6%0.5%
16The Health & Education Federal Credit UnionLexington$125.8M12,07217.7%0.2%
17Expree Credit UnionFrankfort$119.1M8,94110.9%0.8%
18Lake Chem Community Federal Credit UnionBenton$95.9M12,04310.1%0.5%
19Owensboro Federal Credit UnionOwensboro$88.3M6,04414.2%0.3%
20Greater Kentucky Cu, Inc. Credit UnionLexington$86.5M9,34211.7%0.8%
21Daviess County Teachers Federal Credit UnionOwensboro$75.3M5,48712.5%0.5%
22Beacon Community Credit UnionLouisville$72.1M8,80512.3%0.4%
23Morehead Community Federal Credit UnionMorehead$65.1M4,47513.5%0.5%
24Green River Area Federal Credit UnionOwensboro$60.3M4,97920.7%0.5%
25Kemba Louisville Credit UnionLouisville$59.3M4,00920.8%2.7%
26Kue Federal Credit UnionLexington$56.1M2,75414.9%1.6%
27Metro Plus Credit UnionLexington$50.9M4,69413.1%0.4%
28Louisville Gas and Electric Company Credit UnionLouisville$50.4M2,68915.5%0.9%
29Northern Kentucky Federal Credit UnionHighland Heights$43.1M6,76614.0%0.3%
30Whitesville Community Credit UnionWhitesville$39.5M2,81512.4%1.8%
31Louisville Federal Credit UnionLouisville$37.2M2,18320.1%0.8%
32Audubon Federal Credit UnionOwensboro$34.4M2,5639.0%1.0%
33Labor Management Federal Credit UnionLewisport$28.4M2,71714.8%1.9%
34Lexington Postal Community Credit UnionLexington$27.2M2,1169.5%0.2%
35Your Hometown Federal Credit UnionMayfield$25.6M1,6009.3%1.7%
36Main Impact Federal Credit UnionMurray$23.3M2,02410.5%0.0%
37K I T Federal Credit UnionLouisville$23.1M1,88311.9%0.4%
38Arh Federal Credit UnionMiddlesboro$19.9M3,51326.9%1.3%
39Old Kentucky Home Federal Credit UnionBardstown$19.8M2,25012.2%0.5%
40W B H Employees Federal Credit UnionPaducah$17.6M1,86713.0%0.1%
41Brown-Forman Employees Credit UnionLouisville$14.4M1,28119.6%1.7%
42Bluegrass Community Federal Credit UnionAshland$12.9M1,8729.6%3.1%
43Kraftcor Federal Credit UnionHawesville$12.4M1,1577.9%1.0%
44Doe Run Federal Credit UnionBrandenburg$12.2M1,53211.3%3.5%
45Regional Medical Ctr Hopkins Co Emp Federal Credit UnionMadisonville$9.3M1,32713.9%0.3%
46F.c.i. Ashland Federal Credit UnionAshland$8.8M71514.3%0.0%
47Msd Federal Credit UnionLouisville$7.8M88612.3%0.0%
48Shawnee TVA Employees Federal Credit UnionWest Paducah$6.6M58022.6%0.0%
49Corning Glass Works Harrodsbg Federal Credit UnionHarrodsburg$5.2M66422.5%1.0%
50Tayco Employees Federal Credit UnionSouth Shore$1.9M36155.8%13.3%
51Young Community Federal Credit UnionLouisville$869K2557.6%0.0%

Download all 51 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.