Charter 24165 · Lexington, KY
University of Kentucky Federal Credit Union
University of Kentucky Federal Credit Union is a federally chartered credit union in Lexington, Kentucky, with $1.79 billion in assets and 121,057 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.91%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as UK Credit Union.
- Total assets
- $1.79 billion
- +15.8% in a year
- Members
- 121,057
- +10.4% in a year
- Net worth ratio
- 10.91%
- Peer median 10.79%
- Loans 60+ days late
- 0.97%
- Peer median 0.67%
- Loans outstanding
- $1.53 billion
- +17.4% in a year
- Shares and deposits
- $1.39 billion
- +12.7% in a year
- Branches
- 8
- 310 employees
- Opened
- 1937
- Federal charter
How University of Kentucky Federal Credit Union compares
NCUA groups credit unions by size; University of Kentucky Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.91% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.97%, is higher than the group median of 0.67%. Loans grew 17.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.79 billion | 121,057 | $1.53 billion | 10.91% | 0.97% |
| Q1 2026 | $1.69 billion | 112,948 | $1.44 billion | 11.04% | 0.89% |
| Q4 2025 | $1.65 billion | 111,889 | $1.42 billion | 11.19% | 0.85% |
| Q3 2025 | $1.59 billion | 110,916 | $1.34 billion | 11.35% | 1.03% |
| Q2 2025 | $1.55 billion | 109,620 | $1.31 billion | 11.37% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for University of Kentucky Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Nicholasville
201 Bryant Dr, Nicholasville, KY 40356 - Edgewood Branch
577 Dudley Rd, Edgewood, KY 41017 - Hamburg Branch
2557 Sir Barton Way, Lexington, KY 40509 - South Broadway Branch
603 S Broadway, Lexington, KY 40508 - UK Student Center Branch
160 Avenue Of Champions, Lexington, KY 40526 - Reynolds Road Branch
370 Meijer Way, Lexington, KY 40503 - Beaumont
940 Midnight Pass, Lexington, KY 40513 - Corporate Offices (main office)
1730 Alysheba Way, Lexington, KY 40509 - Tates Creek Branch
689 Wilson Downing Rd, Lexington, KY 40517
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology