Charter 62026 · Ashland, KY
Members Choice Credit Union (Ashland, KY)
Members Choice Credit Union is a state-chartered credit union in Ashland, Kentucky, with $431 million in assets and 23,103 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.38%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $431 million
- +4.9% in a year
- Members
- 23,103
- -0.8% in a year
- Net worth ratio
- 8.38%
- Peer median 11.65%
- Loans 60+ days late
- 0.76%
- Peer median 0.70%
- Loans outstanding
- $299 million
- +8.5% in a year
- Shares and deposits
- $388 million
- +4.8% in a year
- Branches
- 7
- 77 employees
- Opened
- 1932
- Kentucky charter
How Members Choice Credit Union compares
NCUA groups credit unions by size; Members Choice Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.38% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.76%, is higher than the group median of 0.70%. Loans grew 8.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 8 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $431 million | 23,103 | $299 million | 8.38% | 0.76% |
| Q1 2026 | $426 million | 23,216 | $289 million | 8.31% | 0.62% |
| Q4 2025 | $422 million | 23,228 | $288 million | 8.22% | 0.73% |
| Q3 2025 | $411 million | 23,218 | $279 million | 8.22% | 0.90% |
| Q2 2025 | $411 million | 23,296 | $276 million | 8.09% | 0.85% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 640,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Members Choice Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cannonsburg Office
1315 Cannonsburg Rd, Ashland, KY 41102 - RUSSELL ROAD OFFICE (main office)
145 Russell Rd, Ashland, KY 41101 - CANNONSBURG OFFICE
1315 Cannonsburg Rd, Ashland, KY 41102 - Central Office
1401 Central Ave, Ashland, KY 41101 - Bellefonte Office
800 Saint Christopher Dr Ste 2, Ashland, KY 41101 - Grayson Temporary Office
114 Interstate Dr, Grayson, KY 41143 - Greenup Temporary Office
226 Main St, Greenup, KY 41144 - Jack Henry Symitar Episys Data Center
663 W Highway 60, Monett, MO 65708
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology