Charter 7524 · Paducah, KY
C-Plant Federal Credit Union
C-Plant Federal Credit Union is a federally chartered credit union in Paducah, Kentucky, with $366 million in assets and 15,876 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $366 million
- +7.9% in a year
- Members
- 15,876
- -0.7% in a year
- Net worth ratio
- 14.71%
- Peer median 11.65%
- Loans 60+ days late
- 0.16%
- Peer median 0.70%
- Loans outstanding
- $145 million
- +9.2% in a year
- Shares and deposits
- $310 million
- +7.6% in a year
- Branches
- 9
- 42 employees
- Opened
- 1951
- Federal charter
How C-Plant Federal Credit Union compares
NCUA groups credit unions by size; C-Plant Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.71% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.16%, is lower than the group median of 0.70%. Loans grew 9.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $366 million | 15,876 | $145 million | 14.71% | 0.16% |
| Q1 2026 | $363 million | 15,892 | $139 million | 14.64% | 0.23% |
| Q4 2025 | $351 million | 15,891 | $138 million | 14.60% | 0.66% |
| Q3 2025 | $344 million | 15,949 | $135 million | 14.87% | 0.43% |
| Q2 2025 | $339 million | 15,990 | $133 million | 14.73% | 0.36% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 245,041 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for C-Plant Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lone Oak
2500 Lone Oak Rd, Paducah, KY 42003 - La Center
339 E Kentucky Dr, La Center, KY 42056 - Southside
3201 Wayne Sullivan Dr, Paducah, KY 42003 - Village Square
4900 Village Square Dr, Paducah, KY 42001 - Administration (main office)
118 Bleich Rd, Paducah, KY 42003 - Smithland
303 Mill St, Smithland, KY 42081 - Morganfield
817 Us Highway 60 E, Morganfield, KY 42437 - Madisonville
182 Madison Square Dr, Madisonville, KY 42431 - Marion
411 S Main St, Marion, KY 42064 - Mayfield Office
1245 Paris Rd, Mayfield, KY 42066
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology