Charter 9106 · Louisville, KY
Class Act Federal Credit Union
Class Act Federal Credit Union is a federally chartered credit union in Louisville, Kentucky, with $365 million in assets and 23,498 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.85%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $365 million
- +6.8% in a year
- Members
- 23,498
- +3.8% in a year
- Net worth ratio
- 10.85%
- Peer median 11.65%
- Loans 60+ days late
- 0.62%
- Peer median 0.70%
- Loans outstanding
- $249 million
- +10.8% in a year
- Shares and deposits
- $321 million
- +6.5% in a year
- Branches
- 6
- 88 employees
- Opened
- 1954
- Federal charter
How Class Act Federal Credit Union compares
NCUA groups credit unions by size; Class Act Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.85% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.62%, is lower than the group median of 0.70%. Loans grew 10.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 12 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $365 million | 23,498 | $249 million | 10.85% | 0.62% |
| Q1 2026 | $352 million | 23,195 | $237 million | 11.05% | 0.40% |
| Q4 2025 | $342 million | 23,015 | $238 million | 11.06% | 0.64% |
| Q3 2025 | $337 million | 22,896 | $233 million | 11.00% | 0.74% |
| Q2 2025 | $342 million | 22,639 | $225 million | 10.39% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 203,830 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Class Act Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
3620 Fern Valley Rd, Louisville, KY 40219 - UofL Branch
331 W Cardinal Blvd, Louisville, KY 40208 - Doss High School Branch
7601 Saint Andrews Church Rd, Louisville, KY 40214 - Southern High School Branch
8620 Preston Hwy, Louisville, KY 40219 - East Branch
3711 Diann Marie Rd, Louisville, KY 40241 - Jeffersontown High School
9600 Old Six Mile Ln, Louisville, KY 40299
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology