Charter 62484 · Bowling Green, KY
Service One Credit Union
Service One Credit Union is a state-chartered credit union in Bowling Green, Kentucky, with $269 million in assets and 18,008 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.51%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $269 million
- -0.4% in a year
- Members
- 18,008
- +3.7% in a year
- Net worth ratio
- 9.51%
- Peer median 11.65%
- Loans 60+ days late
- 1.40%
- Peer median 0.70%
- Loans outstanding
- $203 million
- -4.6% in a year
- Shares and deposits
- $243 million
- +1.0% in a year
- Branches
- 6
- 73 employees
- Opened
- 1963
- Kentucky charter
How Service One Credit Union compares
NCUA groups credit unions by size; Service One Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.51% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.40%, is higher than the group median of 0.70%. Loans fell 4.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $269 million | 18,008 | $203 million | 9.51% | 1.40% |
| Q1 2026 | $271 million | 17,671 | $203 million | 9.35% | 0.84% |
| Q4 2025 | $265 million | 17,442 | $207 million | 9.45% | 0.90% |
| Q3 2025 | $272 million | 17,301 | $210 million | 8.96% | 1.46% |
| Q2 2025 | $270 million | 17,368 | $213 million | 8.77% | 1.30% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 546,931 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Service One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Campbell Ln Office (main office)
1609 Campbell Ln, Bowling Green, KY 42104 - Glasgow Office
116 Ensminger Dr, Glasgow, KY 42141 - ByPass Office
103 State Street, Bowling Green, KY 42101 - Hopkinsville Office
120 Griffin Bell Dr, Hopkinsville, KY 42240 - Russellville
540 E 4Th St, Russellville, KY 42276 - Scottsville Office
361 Old Gallatin Rd, Scottsville, KY 42164
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology