Charter 23949 · Paducah, KY
Signet Federal Credit Union
Signet Federal Credit Union is a federally chartered credit union in Paducah, Kentucky, with $398 million in assets and 20,863 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.64%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $398 million
- +6.2% in a year
- Members
- 20,863
- +2.0% in a year
- Net worth ratio
- 16.64%
- Peer median 11.65%
- Loans 60+ days late
- 1.07%
- Peer median 0.70%
- Loans outstanding
- $226 million
- +5.3% in a year
- Shares and deposits
- $332 million
- +7.2% in a year
- Branches
- 6
- 60 employees
- Opened
- 1982
- Federal charter
How Signet Federal Credit Union compares
NCUA groups credit unions by size; Signet Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 16.64% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.07%, is higher than the group median of 0.70%. Loans grew 5.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 10 of 51 credit unions headquartered in Kentucky. See all Kentucky credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $398 million | 20,863 | $226 million | 16.64% | 1.07% |
| Q1 2026 | $390 million | 20,688 | $224 million | 16.72% | 1.07% |
| Q4 2025 | $375 million | 22,732 | $223 million | 17.08% | 0.99% |
| Q3 2025 | $368 million | 22,601 | $219 million | 17.19% | 0.87% |
| Q2 2025 | $375 million | 20,452 | $215 million | 16.69% | 1.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 200,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Signet Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
163 Pecan Ct, Paducah, KY 42001 - Tully
333 Tully St, Paducah, KY 42003 - New Holt
2450 New Holt Rd, Paducah, KY 42001 - Mayfield
402 Charles Dr, Mayfield, KY 42066
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology