Credit unions in South Dakota
33 credit unions are headquartered in South Dakota: 33 with federal charters and 0 with state charters. Together they hold $6.18 billion in assets for 349,669 members as of June 30, 2026. The largest is Black Hills Federal Credit Union at $2.38 billion.
Combined, 0.88% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.
| # | Credit union | City | Assets | Members | Net worth | 60+ late |
|---|---|---|---|---|---|---|
| 1 | Black Hills Federal Credit Union | Rapid City | $2.4B | 109,705 | 10.6% | 1.0% |
| 2 | Dakotaland Federal Credit Union | Huron | $751.6M | 42,571 | 10.9% | 0.6% |
| 3 | Levo Federal Credit Union | Sioux Falls | $516.0M | 32,939 | 11.5% | 1.5% |
| 4 | Voyage Federal Credit Union | Sioux Falls | $285.3M | 19,806 | 10.0% | 0.8% |
| 5 | Highmark Federal Credit Union | Rapid City | $257.8M | 13,653 | 7.7% | 1.4% |
| 6 | Service First Federal Credit Union | Sioux Falls | $209.7M | 16,365 | 9.3% | 0.9% |
| 7 | Bluestone Federal Credit Union | Sioux Falls | $205.6M | 11,866 | 9.6% | 0.5% |
| 8 | Northern Hills Federal Credit Union | Sturgis | $204.9M | 13,034 | 9.6% | 0.3% |
| 9 | Area Federal Credit Union | Aberdeen | $199.9M | 11,828 | 17.1% | 0.5% |
| 10 | Sentinel Federal Credit Union | Box Elder | $199.3M | 10,004 | 10.8% | 0.7% |
| 11 | Aspen Federal Credit Union | Rapid City | $173.0M | 8,449 | 8.4% | 0.4% |
| 12 | Explorers Federal Credit Union | Yankton | $111.5M | 9,074 | 9.6% | 0.5% |
| 13 | Dakota Plains Federal Credit Union | Lemmon | $84.4M | 4,930 | 9.1% | 0.6% |
| 14 | Norstar Federal Credit Union | Britton | $78.6M | 2,828 | 15.3% | 0.1% |
| 15 | Healthcare Plus Federal Credit Union | Aberdeen | $70.4M | 5,037 | 8.5% | 1.8% |
| 16 | Oahe Federal Credit Union | Pierre | $45.1M | 3,492 | 16.2% | 1.0% |
| 17 | Dakota Star Federal Credit Union | Rapid City | $44.9M | 3,023 | 9.0% | 0.9% |
| 18 | Ft Randall Federal Credit Union | Wagner | $44.2M | 3,462 | 17.5% | 1.1% |
| 19 | East River Federal Credit Union | Madison | $41.9M | 3,184 | 11.1% | 1.2% |
| 20 | M O Federal Credit Union | Huron | $40.9M | 1,746 | 14.1% | 0.3% |
| 21 | Sioux Valley Coop Federal Credit Union | Watertown | $40.7M | 3,410 | 20.6% | 1.1% |
| 22 | Avanti Federal Credit Union | Watertown | $31.8M | 2,967 | 11.3% | 4.0% |
| 23 | Rushmore Electric Federal Credit Union | Rapid City | $29.3M | 1,430 | 10.0% | 0.5% |
| 24 | Consumer's Federal Credit Union | Gregory | $21.4M | 1,627 | 9.7% | 0.1% |
| 25 | Lakota Federal Credit Union | Kyle | $19.7M | 4,128 | 22.1% | 1.5% |
| 26 | Coteau Valley Federal Credit Union | Sisseton | $18.8M | 2,232 | 10.0% | 2.0% |
| 27 | Huron Area Education Federal Credit Union | Huron | $18.8M | 864 | 12.4% | 0.0% |
| 28 | Palace City Federal Credit Union | Mitchell | $16.5M | 1,556 | 9.9% | 0.0% |
| 29 | Minuteman Federal Credit Union | Rapid City | $15.2M | 1,155 | 14.3% | 3.0% |
| 30 | Dacotah Federal Credit Union | Rapid City | $11.1M | 827 | 10.1% | 0.0% |
| 31 | Dakota Rail Line Federal Credit Union | Huron | $5.1M | 495 | 17.4% | 1.2% |
| 32 | Hb Telco Federal Credit Union | Huron | $4.9M | 791 | 8.6% | 0.0% |
| 33 | Sisseton-Wahpeton Federal Credit Union | Agency Village | $4.9M | 1,191 | 41.3% | 3.8% |
Download all 33 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.