Charter 17224 · Rapid City, SD
Aspen Federal Credit Union
Aspen Federal Credit Union is a federally chartered credit union in Rapid City, South Dakota, with $173 million in assets and 8,449 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.44%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $173 million
- +10.1% in a year
- Members
- 8,449
- +9.6% in a year
- Net worth ratio
- 8.44%
- Peer median 11.65%
- Loans 60+ days late
- 0.43%
- Peer median 0.70%
- Loans outstanding
- $150 million
- +9.0% in a year
- Shares and deposits
- $153 million
- +6.2% in a year
- Branches
- 3
- 33 employees
- Opened
- 1966
- Federal charter
How Aspen Federal Credit Union compares
NCUA groups credit unions by size; Aspen Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.44% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.70%. Loans grew 9.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 11 of 33 credit unions headquartered in South Dakota. See all South Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $173 million | 8,449 | $150 million | 8.44% | 0.43% |
| Q1 2026 | $167 million | 8,383 | $145 million | 8.55% | 0.44% |
| Q4 2025 | $164 million | 7,810 | $142 million | 8.26% | 0.34% |
| Q3 2025 | $160 million | 7,795 | $142 million | 8.32% | 0.27% |
| Q2 2025 | $157 million | 7,707 | $138 million | 8.33% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 176,910 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Aspen Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
4956 5Th St, Rapid City, SD 57701 - West Branch
2300 W Main St, Rapid City, SD 57702 - Custer Branch
40 N 5Th St, Custer, SD 57730
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology