Charter 2874 · Sioux Falls, SD
Bluestone Federal Credit Union
Bluestone Federal Credit Union is a federally chartered credit union in Sioux Falls, South Dakota, with $206 million in assets and 11,866 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.57%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Nugget, a division of Bluestone FCU.
- Total assets
- $206 million
- +1.6% in a year
- Members
- 11,866
- +2.4% in a year
- Net worth ratio
- 9.57%
- Peer median 11.65%
- Loans 60+ days late
- 0.50%
- Peer median 0.70%
- Loans outstanding
- $128 million
- +8.9% in a year
- Shares and deposits
- $176 million
- -0.1% in a year
- Branches
- 4
- 65 employees
- Opened
- 1938
- Federal charter
How Bluestone Federal Credit Union compares
NCUA groups credit unions by size; Bluestone Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.57% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.50%, is lower than the group median of 0.70%. Loans grew 8.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 7 of 33 credit unions headquartered in South Dakota. See all South Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $206 million | 11,866 | $128 million | 9.57% | 0.50% |
| Q1 2026 | $213 million | 11,714 | $119 million | 9.40% | 0.71% |
| Q4 2025 | $204 million | 11,697 | $120 million | 9.19% | 0.84% |
| Q3 2025 | $204 million | 11,724 | $121 million | 8.97% | 0.77% |
| Q2 2025 | $202 million | 11,587 | $118 million | 8.69% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 857,107 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Bluestone Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- East Branch
3400 S Sycamore Ave, Sioux Falls, SD 57110 - North Branch
901 N West Ave, Sioux Falls, SD 57104 - Southwest Branch (main office)
5010 S Solberg Ave, Sioux Falls, SD 57108 - 41st Street Microbranch
6311 W 41St St, Sioux Falls, SD 57106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology