Charter 3458 · Sioux Falls, SD
Voyage Federal Credit Union
Voyage Federal Credit Union is a federally chartered credit union in Sioux Falls, South Dakota, with $285 million in assets and 19,806 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.03%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $285 million
- +9.1% in a year
- Members
- 19,806
- +0.1% in a year
- Net worth ratio
- 10.03%
- Peer median 11.65%
- Loans 60+ days late
- 0.83%
- Peer median 0.70%
- Loans outstanding
- $194 million
- +9.0% in a year
- Shares and deposits
- $250 million
- +7.1% in a year
- Branches
- 5
- 53 employees
- Opened
- 1939
- Federal charter
How Voyage Federal Credit Union compares
NCUA groups credit unions by size; Voyage Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.03% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.83%, is higher than the group median of 0.70%. Loans grew 9.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 4 of 33 credit unions headquartered in South Dakota. See all South Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $285 million | 19,806 | $194 million | 10.03% | 0.83% |
| Q1 2026 | $282 million | 19,670 | $189 million | 9.87% | 0.75% |
| Q4 2025 | $273 million | 19,767 | $189 million | 9.96% | 0.65% |
| Q3 2025 | $268 million | 19,836 | $185 million | 10.15% | 0.89% |
| Q2 2025 | $261 million | 19,792 | $178 million | 10.22% | 1.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 584,880 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Voyage Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Dawley Farm Branch
5800 E 18Th St Ste 101, Sioux Falls, SD 57110 - Main (main office)
3823 S Kiwanis Cir, Sioux Falls, SD 57105 - Crossroads
4420 W Crossroads Pl, Sioux Falls, SD 57106 - Vermillion
105 E Cherry St, Vermillion, SD 57069 - Administration Office
3409 W 47Th St Ste 101, Sioux Falls, SD 57106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology