Credit unions in Texas
380 credit unions are headquartered in Texas: 223 with federal charters and 157 with state charters. Together they hold $163.5 billion in assets for 10,395,969 members as of June 30, 2026. The largest is Randolph-Brooks Federal Credit Union at $19.6 billion.
Combined, 0.94% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.
| # | Credit union | City | Assets | Members | Net worth | 60+ late |
|---|---|---|---|---|---|---|
| 1 | Randolph-Brooks Federal Credit Union | Universal City | $19.6B | 1,152,532 | 13.4% | 1.3% |
| 2 | Security Service Federal Credit Union | San Antonio | $14.4B | 721,020 | 11.3% | 1.0% |
| 3 | American Airlines Federal Credit Union | Fort Worth | $9.5B | 374,627 | 11.7% | 0.6% |
| 4 | Texas Dow Employees Credit Union | Houston | $5.0B | 403,290 | 10.2% | 1.8% |
| 5 | Eecu Credit Union | Fort Worth | $4.9B | 307,364 | 12.7% | 0.5% |
| 6 | Rally Credit Union | Corpus Christi | $4.8B | 241,597 | 14.0% | 0.8% |
| 7 | Gecu Federal Credit Union | El Paso | $4.7B | 441,043 | 13.6% | 1.0% |
| 8 | Credit Human Federal Credit Union | San Antonio | $4.3B | 259,260 | 7.3% | 1.1% |
| 9 | University Federal Credit Union | Austin | $4.3B | 429,865 | 9.7% | 1.1% |
| 10 | First Community Credit Union | Houston | $3.1B | 189,781 | 8.0% | 0.4% |
| 11 | Jsc Federal Credit Union | Houston | $2.6B | 127,511 | 12.0% | 1.1% |
| 12 | Credit Union of Texas | Allen | $2.6B | 183,580 | 8.1% | 1.6% |
| 13 | A+ Federal Credit Union | Austin | $2.6B | 191,614 | 13.7% | 2.1% |
| 14 | Texans Credit Union | Richardson | $2.6B | 150,417 | 11.1% | 0.7% |
| 15 | Austin Telco Federal Credit Union | Austin | $2.5B | 94,219 | 14.0% | 0.4% |
| 16 | Advancial Federal Credit Union | Dallas | $2.4B | 142,749 | 8.0% | 1.3% |
| 17 | Texas Trust Credit Union | Mansfield | $2.1B | 136,360 | 10.6% | 0.9% |
| 18 | Shell Federal Credit Union | Deer Park | $2.1B | 165,469 | 13.4% | 0.7% |
| 19 | Datcu Credit Union | Denton | $1.8B | 113,275 | 17.2% | 0.1% |
| 20 | United Heritage Credit Union | Austin | $1.7B | 84,014 | 9.9% | 1.2% |
| 21 | Firstlight Federal Credit Union | El Paso | $1.6B | 97,419 | 10.3% | 0.5% |
| 22 | Red River Employees Federal Credit Union | Texarkana | $1.6B | 126,191 | 13.9% | 0.9% |
| 23 | First Service Credit Union | Houston | $1.5B | 108,888 | 10.9% | 0.6% |
| 24 | Amoco Federal Credit Union | Texas City | $1.5B | 96,445 | 9.2% | 0.9% |
| 25 | East Texas Professional Credit Union | Longview | $1.4B | 104,455 | 19.4% | 0.4% |
| 26 | Firstmark Credit Union | San Antonio | $1.3B | 86,300 | 9.6% | 0.7% |
| 27 | Worth Credit Union | Bedford | $1.3B | 68,768 | 10.8% | 0.6% |
| 28 | Gulf Coast Educators Federal Credit Union | Pasadena | $1.3B | 61,167 | 15.7% | 0.9% |
| 29 | Amplify Credit Union | Austin | $1.3B | 45,844 | 10.8% | 0.7% |
| 30 | Neches Federal Credit Union | Port Neches | $1.2B | 83,078 | 14.7% | 0.2% |
| 31 | Rave Financial Credit Union | Beaumont | $1.2B | 87,828 | 12.8% | 0.6% |
| 32 | Neighborhood Credit Union | Dallas | $1.1B | 67,059 | 10.8% | 1.5% |
| 33 | Alliance Credit Union | Lubbock | $1.1B | 82,909 | 10.9% | 1.1% |
| 34 | Fivepoint Credit Union | Nederland | $1.1B | 58,059 | 8.8% | 0.8% |
| 35 | Raiz Federal Credit Union | El Paso | $1.1B | 78,753 | 10.2% | 0.9% |
| 36 | Velocity Credit Union | Austin | $1.1B | 69,112 | 13.9% | 0.6% |
| 37 | Brazos Valley Schools Credit Union | Katy | $1.0B | 64,531 | 10.6% | 1.3% |
| 38 | Houston Police Federal Credit Union | Houston | $1.0B | 33,313 | 16.4% | 0.7% |
| 39 | Greater Texas Federal Credit Union | Austin | $995.4M | 73,634 | 7.3% | 0.5% |
| 40 | Houston Federal Credit Union | Sugar Land | $952.0M | 59,544 | 9.9% | 0.5% |
| 41 | Schlumberger Employees Credit Union | Sugar Land | $935.8M | 27,234 | 25.3% | 0.6% |
| 42 | Community Resource Credit Union | Baytown | $929.5M | 58,854 | 11.0% | 0.5% |
| 43 | Texas Bay Credit Union | Houston | $905.0M | 59,863 | 7.5% | 0.5% |
| 44 | Southwest Airlines Federal Credit Union | Dallas | $860.9M | 59,070 | 11.5% | 0.6% |
| 45 | Intouch Credit Union | Plano | $837.4M | 71,872 | 8.9% | 1.4% |
| 46 | Complex Community Federal Credit Union | Odessa | $818.2M | 44,307 | 13.8% | 0.6% |
| 47 | Smart Financial Credit Union | Houston | $807.5M | 58,661 | 11.8% | 1.2% |
| 48 | Texell Credit Union | Temple | $801.0M | 53,988 | 10.5% | 0.6% |
| 49 | PrimeWay Federal Credit Union | Houston | $735.7M | 48,665 | 12.8% | 1.3% |
| 50 | Generations Community Federal Credit Union | San Antonio | $734.6M | 46,880 | 9.3% | 0.9% |
| 51 | Members Choice Credit Union | Houston | $720.9M | 45,762 | 7.8% | 0.8% |
| 52 | Abilene Teachers Federal Credit Union | Abilene | $690.4M | 57,004 | 18.8% | 0.3% |
| 53 | City Credit Union | Dallas | $629.8M | 33,260 | 12.3% | 1.2% |
| 54 | Educators Credit Union | Waco | $609.5M | 27,329 | 20.3% | 0.2% |
| 55 | Dugood Federal Credit Union | Beaumont | $609.4M | 37,923 | 13.4% | 0.1% |
| 56 | Union Square Credit Union | Wichita Falls | $601.3M | 34,065 | 8.4% | 2.7% |
| 57 | Openland Credit Union | League City | $587.9M | 43,893 | 11.1% | 1.1% |
| 58 | Education First Federal Credit Union | Beaumont | $583.1M | 32,567 | 9.1% | 0.6% |
| 59 | Soarion Federal Credit Union | San Antonio | $555.6M | 58,757 | 6.8% | 1.0% |
| 60 | My Community Credit Union | Midland | $555.3M | 44,054 | 10.3% | 1.2% |
| 61 | Resource One Credit Union | Dallas | $555.2M | 62,847 | 10.4% | 2.3% |
| 62 | Coastlife Credit Union | Corpus Christi | $519.7M | 34,514 | 11.7% | 0.9% |
| 63 | Security First Federal Credit Union | McAllen | $516.6M | 40,600 | 11.9% | 1.3% |
| 64 | Nizari Progressive Federal Credit Union | Sugar Land | $504.8M | 19,403 | 9.2% | 0.2% |
| 65 | Genco Federal Credit Union | Waco | $494.7M | 38,319 | 14.3% | 0.2% |
| 66 | Education Credit Union | Amarillo | $469.2M | 41,683 | 12.6% | 0.6% |
| 67 | Texas Tech Federal Credit Union | Lubbock | $450.8M | 37,060 | 10.7% | 0.4% |
| 68 | Texar Federal Credit Union | Texarkana | $440.5M | 27,979 | 16.4% | 0.7% |
| 69 | Pecu Credit Union | Austin | $431.4M | 20,783 | 14.8% | 0.5% |
| 70 | America's Credit Union | Garland | $427.6M | 31,035 | 15.0% | 0.6% |
| 71 | 1st Community Federal Credit Union | San Angelo | $421.8M | 23,475 | 13.6% | 3.7% |
| 72 | McT Credit Union | Port Neches | $415.2M | 21,486 | 10.1% | 0.3% |
| 73 | Houston Texas Fire Fighters Federal Credit Union | Houston | $401.3M | 17,804 | 14.0% | 0.4% |
| 74 | Cy-Fair Federal Credit Union | Houston | $383.5M | 25,897 | 9.5% | 1.3% |
| 75 | Pioneer Mutual Federal Credit Union | Sugar Land | $363.1M | 12,027 | 11.8% | 0.3% |
The other 305, largest first
- Mobility Credit Union, Irving
- Gulf Credit Union, Groves
- First Basin Credit Union, Odessa
- Fort Worth City Credit Union, Fort Worth
- Synergy Federal Credit Union, San Antonio
- Texoma Community Credit Union, Wichita Falls
- Evolve Federal Credit Union, El Paso
- Acfcu Federal Credit Union, Amarillo
- Unity One Credit Union, Fort Worth
- Members Trust of the Southwest Federal Credit Union, Houston
- Border Federal Credit Union, Del Rio
- Energy Capital Credit Union, Houston
- Southwest Heritage Credit Union, Odessa
- Gulf Coast Federal Credit Union, Corpus Christi
- Investex Credit Union, Humble
- Sabine Federal Credit Union, Orange
- Capitol Credit Union, Austin
- Pantex Federal Credit Union, Borger
- Westex Community Credit Union, Kermit
- The People's Federal Credit Union, Amarillo
- Cal-Com Federal Credit Union, Port Lavaca
- Harris County Federal Credit Union, Houston
- Texasgulf Federal Credit Union, Wharton
- H E B Federal Credit Union, San Antonio
- Santa Fe Federal Credit Union, Amarillo
- Beacon Federal Credit Union, La Porte
- Members Choice of Central Texas Federal Credit Union, Waco
- Access Community Credit Union, Amarillo
- Citizens Federal Credit Union, Big Spring
- Membersource Credit Union, Houston
- First Central Credit Union, Waco
- Priority Trust Credit Union, Houston
- Kelly Community Federal Credit Union, Tyler
- Government Employees Federal Credit Union, Austin
- Lone Star Credit Union, Dallas
- Chemcel Federal Credit Union, Bishop
- Members First Credit Union, Corpus Christi
- Rio Grande Valley Credit Union, Harlingen
- Libertyone Credit Union, Arlington
- Community Service Credit Union, Huntsville
- Naft Federal Credit Union, Pharr
- Communities of Abilene Federal Credit Union, Abilene
- Chocolate Bayou Community Federal Credit Union, Alvin
- Kerr County Federal Credit Union, Kerrville
- 4u Federal Credit Union, Gainesville
- River City Federal Credit Union, San Antonio
- Allied Federal Credit Union, Arlington
- Mtcu Credit Union, Midland
- Laredo Federal Credit Union, Laredo
- Texas Health Credit Union, Austin
- Eastex Credit Union, Evadale
- Texoma Educators Federal Credit Union, Sherman
- United Community Credit Union, Houston
- Bp Federal Credit Union, Houston
- Telco Plus Credit Union, Longview
- One Source Federal Credit Union, El Paso
- Tarrant County's Credit Union, Fort Worth
- Valley Federal Credit Union, Brownsville
- Centex Citizens Credit Union, Mexia
- Prestige Community Credit Union, Dallas
- Members Credit Union, Cleburne
- Wichita Falls Teachers Federal Credit Union, Wichita Falls
- Southwest 66 Credit Union, Odessa
- Rockdale Federal Credit Union, Rockdale
- First Watch Federal Credit Union, Abilene
- Windthorst Federal Credit Union, Windthorst
- Concho Educators Federal Credit Union, San Angelo
- Texas Bridge Credit Union, Corpus Christi
- Heritage USA Federal Credit Union, Midland
- Texas Dps Credit Union, Austin
- Edinburg Teachers Credit Union, Edinburg
- Cooperative Teachers Credit Union, Tyler
- Coastal Community Federal Credit Union, Galveston
- Baycel Federal Credit Union, Bay City
- Wellspring Federal Credit Union, Bridge City
- Southland Federal Credit Union, Lufkin
- Westex Federal Credit Union, Lubbock
- Southwest Research Center Federal Credit Union, San Antonio
- Domino Federal Credit Union, Texarkana
- U. S. Employees Credit Union, Tomball
- Irving City Employees Federal Credit Union, Irving
- Southwest Financial Federal Credit Union, Farmers Branch
- Postel Family Credit Union, Wichita Falls
- City Federal Credit Union, Amarillo
- Memorial Credit Union, Houston
- Metro Medical Credit Union, Dallas
- Fannin Federal Credit Union, Bonham
- Baylor Health Care System Credit Union, Dallas
- Freestone Credit Union, Teague
- Hereford Texas Federal Credit Union, Hereford
- Southern Federal Credit Union, Houston
- Kbr Heritage Federal Credit Union, Houston
- Texan Sky Federal Credit Union, Dumas
- Scott and White Employees Credit Union, Temple
- Star of Texas Credit Union, Austin
- Service 1st Credit Union, Greenville
- Texas Plains Federal Credit Union, Amarillo
- West Texas Credit Union, Odessa
- South Texas Federal Credit Union, McAllen
- Sacred Heart Parish Hallettsville Federal Credit Union, Hallettsville
- Doches Credit Union, Nacogdoches
- Cosden Federal Credit Union, Big Spring
- La Joya Area Federal Credit Union, La Joya
- My Credit Union, Haslet
- Select Federal Credit Union, San Antonio
- City Public Service/IBEW Federal Credit Union, San Antonio
- Big Spring Education Employees Federal Credit Union, Big Spring
- Lifetime Federal Credit Union, Richardson
- Baptist Credit Union, San Antonio
- Heart O' Texas Federal Credit Union, Waco
- Walker County Federal Credit Union, Huntsville
- Highway District 21 Federal Credit Union, McAllen
- Caprock Santa Fe Credit Union, Slaton
- Lubrizol Employees' Credit Union, Deer Park
- Trans Texas Southwest Credit Union, San Angelo
- Star Financial Credit Union, Corpus Christi
- Houston Highway Credit Union, Houston
- Lufkin Federal Credit Union, Lufkin
- Starr County Teachers Federal Credit Union, Rio Grande City
- Mountain Star Federal Credit Union, El Paso
- Hockley County Credit Union, Levelland
- Cabot Community Credit Union, Pampa
- Cherokee County Federal Credit Union, Rusk
- Travis County Credit Union, Austin
- Bcm Federal Credit Union, Houston
- Old Ocean Federal Credit Union, Sweeny
- Mesquite Credit Union, Mesquite
- San Angelo Federal Credit Union, San Angelo
- Caprock Federal Credit Union, Lamesa
- Keystone Credit Union, Tyler
- Members Financial Federal Credit Union, Midland
- Austin Federal Credit Union, Austin
- Aspire Credit Union, Lufkin
- Port Arthur Teachers Federal Credit Union, Port Arthur
- Golden Triangle Federal Credit Union, Groves
- Mid-Tex Federal Credit Union, Brownwood
- Matagorda County Credit Union, Bay City
- Wichita Falls Federal Credit Union, Wichita Falls
- Beaumont Community Credit Union, Beaumont
- Brazos Star Credit Union, College Station
- Common Cents Federal Credit Union, Beaumont
- Greater Central Texas Federal Credit Union, Killeen
- Northeast Texas Teachers Federal Credit Union, Paris
- Trinity Valley Teachers Credit Union, Palestine
- Texas Community Federal Credit Union, Kingsville
- United Energy Credit Union, Humble
- Alcon Employees Federal Credit Union, Fort Worth
- Valwood Park Federal Credit Union, Carrollton
- United Credit Union, Tyler
- Texas Associations of Professionals Federal Credit Union, San Antonio
- U. S. I. Federal Credit Union, Deer Park
- Nspire Federal Credit Union, Sinton
- Gulf Shore Federal Credit Union, Texas City
- Tyler City Employees Credit Union, Tyler
- Rocket Federal Credit Union, McGregor
- Union Fidelity Federal Credit Union, Houston
- Anderson County Federal Credit Union, Palestine
- Dallas U.p. Employees Credit Union, Dallas
- Yantis Federal Credit Union, Yantis
- Texhillco School Employees Federal Credit Union, Kerrville
- The Local Federal Credit Union, Dallas
- Concho Valley Credit Union, San Angelo
- Shared Resources Credit Union, Pasadena
- Grand Prairie Credit Union, Grand Prairie
- Texas People Federal Credit Union, Fort Worth
- Temple Santa Fe Community Credit Union, Temple
- Bayou City Federal Credit Union, Houston
- Liberty County Teachers Federal Credit Union, Liberty
- First Priority Credit Union, Abilene
- Mopac Employees Federal Credit Union, Palestine
- Alba-Golden Federal Credit Union, Alba
- Northeast Panhandle Teachers Federal Credit Union, Perryton
- McMurrey Federal Credit Union, Tyler
- McLennan County Employees Federal Credit Union, Waco
- Odessa Employees Credit Union, Odessa
- Waco Federal Credit Union, Waco
- Lcra Credit Union, Austin
- Port Arthur Community Federal Credit Union, Port Arthur
- Temple-Inland Federal Credit Union, Diboll
- Texstar Federal Credit Union, Kenedy
- Brazos Community Credit Union, Alvin
- Corner Stone Credit Union, Lancaster
- Amarillo Postal Employees Credit Union, Amarillo
- Germania Credit Union, Brenham
- Ellis County Teachers and Employees Federal Credit Union, Waxahachie
- 1st University Credit Union, Waco
- Txdot Credit Union, Abilene
- Linkage Credit Union, Waco
- Victoria Teachers Federal Credit Union, Victoria
- Southern Star Credit Union, Houston
- Marshall T & P Employees Federal Credit Union, Marshall
- Ila 1351 Federal Credit Union, La Porte
- Corpus Christi Postal Employees Credit Union, Corpus Christi
- Midland Municipal Employees Credit Union, Midland
- Cowboy Country Federal Credit Union, Premont
- Seagoville Federal Credit Union, Seagoville
- Member Preferred Federal Credit Union, Fort Worth
- Reed Credit Union, Houston
- Cen Tex Manufacturing Credit Union, Brownwood
- Laredo Fire Department Federal Credit Union, Laredo
- Alpine Community Credit Union, Alpine
- Refugio County Federal Credit Union, Refugio
- Friona Texas Federal Credit Union, Friona
- Cherokee County Teachers Federal Credit Union, Rusk
- Central Texas Teachers Credit Union, Corsicana
- Local 24 Employees Federal Credit Union, Pasadena
- Scurry County School Federal Credit Union, Snyder
- Morris Sheppard Texarkana Federal Credit Union, Texarkana
- Swemp Federal Credit Union, Texarkana
- Angelina County Teachers Credit Union, Lufkin
- Coastal Bend P O Federal Credit Union, Victoria
- Pasadena Municipal Federal Credit Union, Pasadena
- Employees United Federal Credit Union, Paris
- Ben E Keith Company Employees Federal Credit Union, Fort Worth
- P.i.e. Credit Union, Houston
- I.b.e.w. Lu 66 Federal Credit Union, Pasadena
- Reeves County Teachers Credit Union, Pecos
- Brownfield Federal Credit Union, Brownfield
- T & P Longview Federal Credit Union, Longview
- Met Tran Federal Credit Union, Houston
- Baker Hughes Federal Credit Union, Houston
- Hale County Teachers Federal Credit Union, Plainview
- Vatat Credit Union, Austin
- Texarkana Terminal Employees Federal Credit Union, Texarkana
- Methodist Hospital Employees Federal Credit Union, Dallas
- Mount Olive Baptist Church Federal Credit Union, Arlington
- Pampa Teachers Federal Credit Union, Pampa
- Ila 28 Federal Credit Union, Pasadena
- Cochran County Schools Federal Credit Union, Morton
- J.c.t. Federal Credit Union, Edna
- Fannin County Teachers Federal Credit Union, Bonham
- Neiman Marcus Group Employees Federal Credit Union, Dallas
- Sweetex Credit Union, Longview
- Victoria Federal Credit Union, Victoria
- Local 20 IBEW Federal Credit Union, Grand Prairie
- E M O T Federal Credit Union, Abilene
- Port Terminal Federal Credit Union, Houston
- Jackson County Federal Credit Union, Edna
- Alamo City Credit Union, San Antonio
- Tex Mex Credit Union, Laredo
- Yoakum County Federal Credit Union, Plains
- Port of Houston Credit Union, Houston
- Oak Cliff Christian Federal Credit Union, Dallas
- Wharton County Teachers Credit Union, Wharton
- Seminole Public Schools Federal Credit Union, Seminole
- City of Deer Park Federal Credit Union, Deer Park
- Highway District 19 Employees Credit Union, Atlanta
- Victoria City-County Employees Federal Credit Union, Victoria
- Brownsville City Employees Federal Credit Union, Brownsville
- Galveston Government Employees Credit Union, Dickinson
- Andrews School Federal Credit Union, Andrews
- Sherwin Federal Credit Union, Portland
- Sweetwater Regional Federal Credit Union, Sweetwater
- Coburn Credit Union, Beaumont
- Skel-Tex Credit Union, Skellytown
- Nce Credit Union, Corpus Christi
- South Texas Regional Federal Credit Union, Laredo
- S.t.e.c. Federal Credit Union, Nursery
- Redeemer Federal Credit Union, Plano
- Pampa Municipal Credit Union, Pampa
- Port of Houston Warehouse Federal Credit Union, Houston
- Frio County Federal Credit Union, Pearsall
- Farmers Branch City Employees Federal Credit Union, Farmers Branch
- Moore County Schools Federal Credit Union, Dumas
- Corpus Christi S.p. Credit Union, Corpus Christi
- Light Commerce Credit Union, Houston
- Natural Resources Conservation Serv Federal Credit Union, Fort Worth
- Midwestern State University Credit Union, Wichita Falls
- Belton Federal Credit Union, Belton
- Thd District 17 Credit Union, Bryan
- Oak Farms Employees Credit Union, Houston
- Highway District 9 Credit Union, Waco
- Intercorp Credit Union, Amarillo
- Covenant Savings Federal Credit Union, Killeen
- Goodyear San Angelo Federal Credit Union, San Angelo
- Plains Federal Credit Union, Plainview
- Houston Belt & Terminal Federal Credit Union, Humble
- Union Pacific Employees Credit Union, Beaumont
- Highway District 2 Credit Union, Fort Worth
- Vidor Teachers Federal Credit Union, Vidor
- Del Rio S.p. Credit Union, Del Rio
- Lefors Federal Credit Union, Lefors
- Longview Federal Credit Union, White Oak
- B. P. S. Federal Credit Union, Beeville
- Federal Employees Credit Union, Texarkana
- Our Mother of Mercy Parish Houston Federal Credit Union, Houston
- Jafari No-Interest Credit Union, Houston
- Sp Trainmen Federal Credit Union, Houston
- Navarro Credit Union, Corsicana
- Lehrer Interests Credit Union, Garwood
- Faith Cooperative Federal Credit Union, Dallas
- W T N M Atlantic Federal Credit Union, Denver City
- St. Luke's Community Federal Credit Union, Houston
- American Baptist Association Credit Union, Angleton
- Highway Employees Credit Union, Tyler
- Salt Employees Federal Credit Union, Grand Saline
- Brentwood Baptist Church Federal Credit Union, Houston
- Littlefield School Employees Federal Credit Union, Littlefield
- Pilgrim Cucc Federal Credit Union, Houston
- Texas Lee Federal Credit Union, Houston
- Pear Orchard Federal Credit Union, Beaumont
- Empowerment Community Development Federal Credit Union, Houston
- Musicians Federal Credit Union, Arlington
- Paris District Credit Union, Paris
- Heritage Hub Federal Credit Union, Houston
Download all 380 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.