Charter 18935 · Port Lavaca, TX
Cal-Com Federal Credit Union
Cal-Com Federal Credit Union is a federally chartered credit union in Port Lavaca, Texas, with $226 million in assets and 15,883 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.47%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $226 million
- +1.2% in a year
- Members
- 15,883
- -1.7% in a year
- Net worth ratio
- 12.47%
- Peer median 11.65%
- Loans 60+ days late
- 0.09%
- Peer median 0.70%
- Loans outstanding
- $118 million
- -2.8% in a year
- Shares and deposits
- $198 million
- +0.6% in a year
- Branches
- 3
- 36 employees
- Opened
- 1968
- Federal charter
How Cal-Com Federal Credit Union compares
NCUA groups credit unions by size; Cal-Com Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.47% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.09%, is lower than the group median of 0.70%. Loans fell 2.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 96 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $226 million | 15,883 | $118 million | 12.47% | 0.09% |
| Q1 2026 | $225 million | 15,929 | $117 million | 12.31% | 0.08% |
| Q4 2025 | $225 million | 16,062 | $119 million | 12.05% | 0.28% |
| Q3 2025 | $224 million | 16,139 | $122 million | 11.95% | 0.18% |
| Q2 2025 | $223 million | 16,154 | $121 million | 11.76% | 0.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 167,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Cal-Com Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cal-Com Federal Credit Union (main office)
1401 N Virginia St, Port Lavaca, TX 77979 - Cal-Com Federal Credit Union
3802 N Navarro St, Victoria, TX 77901 - Cal-Com Federal Credit Union
2807 John Stockbauer Dr, Victoria, TX 77901
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology