Charter 66818 · Houston, TX
First Community Credit Union (Houston, TX)
First Community Credit Union is a state-chartered credit union in Houston, Texas, with $3.07 billion in assets and 189,781 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.98%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.07 billion
- +15.4% in a year
- Members
- 189,781
- +10.8% in a year
- Net worth ratio
- 7.98%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $2.40 billion
- +17.2% in a year
- Shares and deposits
- $2.03 billion
- +0.8% in a year
- Branches
- 16
- 426 employees
- Opened
- 1954
- Texas charter
How First Community Credit Union compares
NCUA groups credit unions by size; First Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.98% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans grew 17.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.07 billion | 189,781 | $2.40 billion | 7.98% | 0.39% |
| Q1 2026 | $2.96 billion | 186,819 | $2.26 billion | 8.09% | 0.40% |
| Q4 2025 | $2.98 billion | 182,310 | $2.10 billion | 7.81% | 0.48% |
| Q3 2025 | $2.87 billion | 176,970 | $2.26 billion | 8.05% | 0.58% |
| Q2 2025 | $2.66 billion | 171,304 | $2.05 billion | 8.54% | 0.60% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for First Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Sugar Land
3400 Highway 6, Sugar Land, TX 77478 - Copperfield
15260 Fm 529 Rd, Houston, TX 77095 - Administration (main office)
15260 Fm 529 Rd, Houston, TX 77095 - Spring Branch
9100 Westview Dr, Houston, TX 77055 - Tomball
26926 State Highway 249, Tomball, TX 77375 - Cinco Ranch
23120 Cinco Ranch Blvd, Katy, TX 77494 - Sienna
8900 Highway 6, Missouri City, TX 77459 - Fairfield
28550 Highway 290, Cypress, TX 77433 - Aliana
10161 W. Grand Parkway, Richmond, TX 77407 - Morton Ranch
2811 W Grand Pkwy N Ste 110, Katy, TX 77449 - 99 North
7210 N Grand Pkwy W, Spring, TX 77379 - Westpark
23803 Fm 1093 Rd, Richmond, TX 77406 - Alief Temporary
12121 Westheimer Rd, Houston, TX 77077 - Research Forest
32803 Fm 2978 Rd, Magnolia, TX 77354
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology